The DTB Platinum Credit Card caters for Kenyans seeking flexibility, value and outstanding travel perks. With a competitive interest rate of 3.5% per month, complimentary joining fee, a Ksh 5,000 annual fee and generous cashback, it stands out. Travellers benefit most, enjoying discounts and privileges worldwide, with a streamlined approval process and robust purchase protection for all cardholders.

How to Apply for the DTB Platinum Credit Card

• Gather your latest three-month payslips or six-month bank statement
• Provide your Kenyan ID or passport, valid PIN certificate, and passport photo
• Present your work permit (if you are a non-Kenyan)
• Ensure you have a DTB Bank account
• Download and complete the official application form
• Submit all certified documents at your nearest DTB branch

Key Advantages

One of the major highlights is the up to 5% cashback for shopping at major Kenyan supermarkets, restaurants and bars. Monthly cashback is capped at Ksh 500, offering meaningful savings across popular brands like Carrefour, Naivas, and Chandarana.

Cardholders also enjoy attractive travel privileges, from hotel and airline discounts to exclusive VISA facilitation and car rental promotions globally. Card safety is reinforced with strong purchase protection and insurance for up to USD 2,000 per claim.

Potential Drawbacks

The annual fee of Ksh 5,000, though competitive for a Platinum-level card, may be prohibitive for some users. Cashback is capped at Ksh 250 per category, which may not satisfy big spenders.

Some rewards, such as shopping village discounts and international promos, benefit frequent travellers or those shopping globally, but may not appeal to domestic spenders alone.

Verdict: Is the DTB Platinum Credit Card Worth It?

For value-seeking, travel-oriented or frequent local shoppers, the DTB Platinum Credit Card is a top contender. Its impressive suite of lifestyle perks and practical everyday rewards deliver substantial value, especially if you capitalise on both travel and shopping benefits. If you regularly shop at included supermarkets or travel often, this card deserves a place in your wallet.