Standard Chartered Bank Kenya offers a trio of Visa credit cards packed with enticing perks for Kenyan consumers. The key range includes the Visa Gold, Visa Platinum, and Visa Infinite cards. Each card requires a minimum monthly net income of KES 100,000 and is geared towards users seeking cashback, worldwide acceptance, and lifestyle benefits.

Interest rates and credit limits are provided during application based on eligibility and credit assessment. Travel accident insurance cover ranges up to USD 8,000 for premium cards. Exclusive discounts and up to 5% cashback can be enjoyed on fuel and dining, making daily expenses more rewarding. Applicants must be 21 years and above.

How to Apply for a Standard Chartered Credit Card

Applying for a Standard Chartered Kenya VISA credit card is simple and seamless. First, download and log in to the SC Mobile App. Navigate to the ‘Apply for Products’ section and select ‘Credit Cards’. Choose your preferred card type, then ‘Apply Now’ to complete your application. Alternatively, visit a branch or contact your relationship manager for further assistance.

Main Pros of Standard Chartered Credit Cards

The cards are widely accepted at over 23 million establishments across 150+ countries and come with up to 900+ airport lounge access (Infinite card). You enjoy steady cashback benefits on fuel, dining and select merchants. Rewards and exclusive privileges make these cards stand out for frequent travellers and high spenders alike.

Potential Cons to Consider

Despite substantial rewards, the high minimum monthly income threshold (KES 100,000) may exclude some potential customers. Approval is subject to stringent credit underwriting, so not all applicants may qualify.

Annual fees and additional charges, if applicable, may reduce the net value of the benefits for some users. Always read the terms and conditions carefully before committing.

Our Verdict

Standard Chartered Kenya’s credit card suite is a strong option if you meet the eligibility criteria. Their benefits, especially for travel, rewards, and cashback, are attractive and well-catered for urban professionals. For those who can qualify, these cards can be valuable financial tools.