Introducing the DTB Platinum Credit Card

The DTB Platinum Credit Card is tailored for savvy consumers who value travel rewards and cashback benefits. It has a competitive interest rate of 3.5% per month and operates in Kenyan shillings. Credit limits are personalised based on provided income documents.

The annual fee is Kshs. 5,000, but there is no joining fee. Supplementary card fees are currently waived. The card targets both salaried and self-employed individuals, supporting flexible usage at home and overseas.

Cardholders enjoy seamless payments in Kenya and abroad, with easy access to online payment platforms and ATMs. In addition, each purchase is protected for up to 180 days against theft or accidental damage, and insurance coverage of up to USD 2,000 per claim.

Advance your shopping experience with exclusive deals and enjoy security features, making the DTB Platinum Card a well-rounded financial product for day-to-day spending and travel.

Apply quickly by submitting necessary documents such as payslips, ID, PIN, proof of address, and bank statements. A DTB account is required to proceed with the application.

How to Apply: Step by Step

Getting the DTB Platinum Credit Card requires the following steps: Collect your latest payslips, national ID or passport, PIN certificate, and a passport photo.

If you are not already banking with DTB, a certified six-month bank statement is necessary for income verification. For business owners, business registration and banking documents are needed.

All provided documents should be original and certified at your nearest DTB branch for verification. Both salaried and self-employed professionals are eligible, as long as they maintain a DTB account.

After a quick review, if you meet the requirements and submit all documents, your application is processed. Upon approval, your card is issued and ready for use.

For non-Kenyan residents, a work permit or alien certificate is also mandatory. The process is straightforward and typically completed within a few business days.

DTB Platinum Credit Card Pros

The standout benefit of the DTB Platinum Card is its generous 5% cashback at leading supermarkets and restaurants in Kenya, capped at Kshs. 250 per category per month to encourage regular spending but prevent abuse.

Cardholders also unlock an array of attractive travel offers—such as discounts on hotels, airfares, and car rentals—plus VIP lounge access in select shopping villages across Europe. Exclusive privileges make the DTB Platinum especially appealing for frequent travellers.

Some Cons to Consider

The cashback offer has a strict cap of Kshs. 250 per merchant category, which may be limiting for heavy spenders seeking higher monthly rewards.

Additionally, the annual fee of Kshs. 5,000 could be a concern for those who seek low-maintenance credit cards or don’t travel often. Interest rates above average will also affect those who carry a balance.

Verdict: Is the DTB Platinum Credit Card Right for You?

The DTB Platinum Credit Card is excellent for those who combine local lifestyle and international travel, and who will fully utilise the cashback and travel perks. Purchase protection adds peace of mind for buyers.

Though some fee structures may deter infrequent card users, anyone seeking robust everyday rewards and regular international travel discounts will find this card a strong choice in Kenya’s market.