Standard Chartered offers a suite of credit cards in Kenya tailored to enhance your lifestyle, with perks like travel accident insurance, up to 5% cashback, and wide global acceptance. Whether you choose the Visa Gold, Platinum, or Infinite card, all are designed for customers with a steady net income of at least KES 100,000 per month and aged 21 or above. Limits and interest rates are competitive, but specific APR information is not openly disclosed, so you may need to enquire with the bank for exact figures.

How to Apply for Standard Chartered Kenya Credit Cards

1. Log in to the SC Mobile App.
2. Select “Apply for Products.”
3. Go to “Credit Cards” and pick your chosen card (Gold, Platinum, Infinite).
4. Complete the online form and submit any required documentation.
5. You can also apply at a local branch or consult your Relationship Manager for further help.

Main Pros

The cards come with worldwide acceptance at over 23 million establishments across 150+ countries. You also receive substantial insurance coverage during travel, plus regular cashback on fuel, dining, or shopping, making everyday expenses more rewarding.

Moreover, the Visa Infinite offers extended warranties and premium access to over 900 airport lounges, which is a great advantage if you travel often for business or leisure.

Main Cons

These credit cards require a relatively high monthly income, excluding many potential users. Additionally, detailed information about fees and interest rates is not transparently listed, requiring extra enquiry to be fully informed.

Approval is also subject to a credit assessment, so not all applicants qualify under the income and credit scoring criteria.

Our Verdict

Standard Chartered Kenya credit cards offer compelling lifestyle and travel benefits for qualifying professionals. If you meet the eligibility requirements and value cashback or travel perks, these cards are worth considering, even with some lack of fee transparency.