{"id":60707,"date":"2026-04-23T22:04:00","date_gmt":"2026-04-23T22:04:00","guid":{"rendered":"https:\/\/wivlox.com\/a70c3d0d-e0e3-4118-93ca-836bd8c1a38e\/"},"modified":"2026-04-23T22:04:18","modified_gmt":"2026-04-23T22:04:18","slug":"a70c3d0d-e0e3-4118-93ca-836bd8c1a38e","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/a70c3d0d-e0e3-4118-93ca-836bd8c1a38e\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o y Sin Cuota Anual"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n 6% reembolso en efectivo el primer a\u00f1o en la categor\u00eda de tu preferencia, sin cuota anual y con tasa introductoria del 0% APR por 15 meses. Cr\u00e9dito flexible.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es una excelente opci\u00f3n para quienes buscan maximizar sus recompensas en Puerto Rico. Con un 6% de reembolso en efectivo en la categor\u00eda de tu elecci\u00f3n durante el primer a\u00f1o y un bono de $200 al gastar $1,000 en los primeros 90 d\u00edas, la oferta es irresistible para nuevos solicitantes. Adem\u00e1s, no tiene cuota anual, lo que la hace accesible para todos los bolsillos.<\/p>\n<p>La tasa de inter\u00e9s introductoria es de 0% APR durante 15 ciclos de facturaci\u00f3n en compras y transferencias de saldo realizadas en los primeros 60 d\u00edas. Posteriormente, la tasa es variable entre 17.49% y 27.49%, lo cual se ajusta seg\u00fan tu perfil crediticio. La l\u00ednea de cr\u00e9dito depender\u00e1 de la evaluaci\u00f3n bancaria y tu historial personal.<\/p>\n<p>Adem\u00e1s, puedes cambiar la categor\u00eda de tu 6% de cashback cada mes a trav\u00e9s de la web o la app. Esto brinda flexibilidad para adaptar las recompensas a tu estilo de vida, ya sea gasolina, restaurantes, s\u00faper o compras online, entre otras opciones.<\/p>\n<h3>Paso a paso para aplicar<\/h3>\n<p>1. Accede al sitio oficial de Bank of America para iniciar tu solicitud.<\/p>\n<p>2. Complete the form with your personal and financial data.<\/p>\n<p>3. Elige la opci\u00f3n de dise\u00f1o de tarjeta entre personalizados y ediciones especiales.<\/p>\n<p>4. Espera la respuesta de aprobaci\u00f3n y, en caso afirmativo, recibe tu tarjeta en pocos d\u00edas.<\/p>\n<p>Todo el proceso se realiza online, sin necesidad de moverte de casa.<\/p>\n<h3>Main advantages<\/h3>\n<p>Poder ganar un 6% de reembolso el primer a\u00f1o, y 3% anual despu\u00e9s, en la categor\u00eda que m\u00e1s gastes, es un beneficio \u00fanico para los residentes de Puerto Rico. Adem\u00e1s, el bono de bienvenida a\u00f1ade valor significativo que impulsa tus finanzas desde el inicio.<\/p>\n<p>No tener cuota anual significa que puedes aprovechar los beneficios sin preocuparte por cargos extra al cierre del a\u00f1o. La tasa 0% APR inicial ayuda a organizarte en los primeros meses.<\/p>\n<h3>Disadvantages to consider<\/h3>\n<p>Despu\u00e9s del primer a\u00f1o, el incentivo de cashback baja a 3%, lo que reduce el atractivo inicial. El m\u00e1ximo de $2,500 en compras trimestrales para el cashback elevado tambi\u00e9n limita los ingresos potenciales para quienes gastan mucho.<\/p>\n<p>La tasa APR variable luego de la oferta introductoria puede resultar algo elevada para usuarios con menos historial crediticio, por lo que se recomienda pagar el balance completo para evitar intereses.<\/p>\n<h3>Final verdict<\/h3>\n<p>La Bank of America\u00ae Customized Cash Rewards es una tarjeta muy recomendable para quienes desean flexibilidad, recompensas competitivas y un bono de bienvenida sin tener que pagar cuota anual. Ideal para quienes manejan bien sus finanzas y buscan optimizar cada peso gastado. No dejes pasar la oportunidad de obtener una recompensa adicional el primer a\u00f1o con total comodidad y seguridad.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n 6% reembolso en efectivo el primer a\u00f1o en tu categor\u00eda preferida, sin cuota anual. Tasa introductoria 0% APR y bono de $200. Beneficios desde el inicio.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre la tarjeta Bank of America\u00ae Customized Cash Rewards con 6% cashback el primer a\u00f1o, bono de $200 y sin cuota anual. Recompensas adaptadas a ti en Puerto Rico.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o y Sin Cuota Anual - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/a70c3d0d-e0e3-4118-93ca-836bd8c1a38e\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o y Sin Cuota Anual - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre la tarjeta Bank of America\u00ae Customized Cash Rewards con 6% cashback el primer a\u00f1o, bono de $200 y sin cuota anual. 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