{"id":62067,"date":"2026-04-25T14:58:00","date_gmt":"2026-04-25T14:58:00","guid":{"rendered":"https:\/\/wivlox.com\/a48c0277-f349-4af1-988c-4336202312d3\/"},"modified":"2026-04-25T14:58:51","modified_gmt":"2026-04-25T14:58:51","slug":"a48c0277-f349-4af1-988c-4336202312d3","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/a48c0277-f349-4af1-988c-4336202312d3\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards: Reembolsos del 6% el primer a\u00f1o y sin cuota anual"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta un 6% de reembolso en efectivo por el primer a\u00f1o, sin cuota anual y APR introductorio del 0% durante 15 ciclos. Ideal para maximizar tus compras.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<h2>Oferta principal y condiciones<\/h2>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards te permite ganar hasta un 6% de reembolsos de dinero en efectivo durante el primer a\u00f1o en la categor\u00eda de tu elecci\u00f3n. Esta tarjeta no tiene cuota anual, lo que la hace atractiva para quienes desean ahorrar.<\/p>\n<p>La APR introductoria es del 0% durante 15 ciclos para compras y transferencias de saldo realizadas dentro de los primeros 60 d\u00edas. Luego, aplica una APR variable de entre 17.49% y 27.49%.<\/p>\n<p>Puedes seleccionar tu categor\u00eda preferida cada mes: gasolina, compras en l\u00ednea, restaurantes, viajes y m\u00e1s. De ah\u00ed, los primeros $2,500 en compras combinadas por trimestre reciben las mejores recompensas.<\/p>\n<p>El l\u00edmite de cr\u00e9dito depende de tu evaluaci\u00f3n financiera y no se publica un m\u00e1ximo est\u00e1ndar, ya que var\u00eda caso a caso.<\/p>\n<p>Esta tarjeta tambi\u00e9n incluye un bono en l\u00ednea de $200 tras gastar $1,000 en los primeros 90 d\u00edas, haciendo la oferta a\u00fan m\u00e1s atractiva.<\/p>\n<h2>Paso a paso para solicitar<\/h2>\n<p>1. Completa la solicitud en l\u00ednea en la p\u00e1gina de Bank of America.<\/p>\n<p>2. Elige tu categor\u00eda de reembolso preferida seg\u00fan tu gasto mensual.<\/p>\n<p>3. Ingresa tu informaci\u00f3n personal, financiera y tus ingresos.<\/p>\n<p>4. Espera la aprobaci\u00f3n, generalmente inmediata si cumples los requisitos.<\/p>\n<p>5. Recibe tu tarjeta por correo y act\u00edvala para comenzar a disfrutar los beneficios.<\/p>\n<h2>Puntos clave positivos<\/h2>\n<p>El principal atractivo es el 6% de reembolso el primer a\u00f1o, ideal para quienes maximizan sus gastos en categor\u00edas espec\u00edficas. El 0% APR por 15 ciclos brinda flexibilidad financiera inicial.<\/p>\n<p>El bono de $200 y la ausencia de cuota anual te permiten obtener ventajas desde el inicio sin preocuparte por costos ocultos. Adem\u00e1s, puedes cambiar la categor\u00eda de gastos cada mes.<\/p>\n<h2>Puntos a considerar<\/h2>\n<p>Despu\u00e9s del primer a\u00f1o, el reembolso baja al 3% en la categor\u00eda elegida y al 2% en supermercados. Tambi\u00e9n existe un l\u00edmite de $2,500 trimestrales en recompensas altas.<\/p>\n<p>La APR variable es relativamente alta despu\u00e9s del per\u00edodo introductorio, por lo que es recomendable pagar el saldo completo mensualmente para evitar intereses costosos.<\/p>\n<h2>Verdict<\/h2>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es una excelente opci\u00f3n si buscas maximizar los reembolsos durante el primer a\u00f1o, controlar tus categor\u00edas de gasto y evitar cuota anual. Considera tus h\u00e1bitos de consumo y paga a tiempo para sacarle el mayor provecho a esta oferta.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta un 6% de reembolso en efectivo por el primer a\u00f1o, sin cuota anual y APR introductorio del 0% durante 15 ciclos. Ideal para maximizar tus compras.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre c\u00f3mo ganar hasta un 6% de reembolso el primer a\u00f1o con Bank of America\u00ae Customized Cash Rewards. Sin cuota anual, bono de $200 y flexibilidad para tus compras. Solicita la tuya hoy.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of America\u00ae Customized Cash Rewards: Reembolsos del 6% el primer a\u00f1o y sin cuota anual - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/a48c0277-f349-4af1-988c-4336202312d3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America\u00ae Customized Cash Rewards: Reembolsos del 6% el primer a\u00f1o y sin cuota anual - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre c\u00f3mo ganar hasta un 6% de reembolso el primer a\u00f1o con Bank of America\u00ae Customized Cash Rewards. 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