{"id":62762,"date":"2026-04-26T14:01:00","date_gmt":"2026-04-26T14:01:00","guid":{"rendered":"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/"},"modified":"2026-04-26T14:01:13","modified_gmt":"2026-04-26T14:01:13","slug":"72a22e6a-50d6-448b-ac5a-4dbc560c9089","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/","title":{"rendered":"ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cardul de credit ING ofer\u0103 p\u00e2n\u0103 la 75.000 lei, 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde, zero comision de emitere \u0219i planuri avantajoase de rate la parteneri. Rapid \u0219i online!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt website<\/small>\n<\/div>\n<h2>Oferta ING Credit Card pe scurt<\/h2>\n<p>ING Credit Card vine cu un pachet atractiv: comision zero la emitere \u0219i livrare, 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde, plus rate extinse la parteneri. Dob\u00e2nda standard este 25% pe an pentru sumele nepl\u0103tite la timp. Limita de credit ajunge p\u00e2n\u0103 la 75.000 lei, condi\u021bionat\u0103 de venituri (maxim 3 venituri nete lunare).<\/p>\n<p>Solicitarea se face simplu, online sau direct \u00een sucursal\u0103. Perioada de gra\u021bie este de p\u00e2n\u0103 la 45 de zile pentru achitarea integral\u0103 a sumelor utilizate f\u0103r\u0103 dob\u00e2nd\u0103 suplimentar\u0103.<\/p>\n<p>Pentru cardul fizic primul an nu exist\u0103 comision anual, iar ulterior taxa este de 35 lei\/an. Cardul virtual este 100% gratuit \u0219i ecologic, iar orice client poate gestiona cardul complet online.<\/p>\n<h2>Cum aplici pentru ING Credit Card<\/h2>\n<p>Descarci aplica\u021bia ING Home\u2019Bank pe mobil, deschizi rapid un cont cu carte de identitate valabil\u0103 \u0219i completezi cererea de credit.<\/p>\n<p>Alternativ, po\u021bi merge \u00eentr-un ING Office cu buletinul, iar dac\u0103 ai veniturile raportate la ANAF prime\u0219ti cardul pe loc.<\/p>\n<p>Dup\u0103 aprobare, prime\u0219ti cardul fizic direct acas\u0103 sau \u00eel activezi instant ca variant\u0103 virtual\u0103, direct \u00een aplica\u021bie.<\/p>\n<h2>Puncte forte principale<\/h2>\n<p>Cardul permite achizi\u021bii cu 0% dob\u00e2nd\u0103 \u00een 3 rate oriunde (peste 500 lei) \u0219i p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103 la parteneri. Exist\u0103 cashback \u0219i discounturi suplimentare la zeci de magazine din ING Bazar.<\/p>\n<p>Aplica\u021bia Home\u2019Bank ofer\u0103 control complet: po\u021bi seta, anula sau vizualiza planuri de rate, vizualiza sume de plat\u0103 \u0219i extrase detaliate, totul online, f\u0103r\u0103 deplas\u0103ri.<\/p>\n<h2>Ce nu este at\u00e2t de avantajos<\/h2>\n<p>Dob\u00e2nda standard este mare, de 25% fix, dac\u0103 sumele nu sunt returnate \u00een perioada de gra\u021bie. Pentru cardul fizic exist\u0103 un comision anual din al doilea an.<\/p>\n<p>Nu po\u021bi transfera surplusul de pe credit card \u00een contul curent \u0219i, pentru a beneficia de avantajele complete, este necesar\u0103 o disciplin\u0103 financiar\u0103 la rambursare, pentru a evita costuri suplimentare nedorite.<\/p>\n<h2>Verdictul final<\/h2>\n<p>ING Credit Card este o op\u021biune competitiv\u0103 pentru cei ce-\u0219i doresc achizi\u021bii mari \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i gestionare 100% digital\u0103. Comisioanele mici \u0219i beneficiile la parteneri aduc plusvaloare. De\u0219i dob\u00e2nda standard e semnificativ\u0103, flexibilitatea \u0219i lipsa de costuri ini\u021biale \u00eel fac atractiv pentru cump\u0103r\u0103turi inteligente dac\u0103 planifici bine ramburs\u0103rile.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cardul de credit ING ofer\u0103 p\u00e2n\u0103 la 75.000 lei, 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde, zero comision de emitere \u0219i planuri avantajoase de rate la parteneri. Rapid \u0219i online!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>ING Credit Card ofer\u0103 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde \u00een lume, 0 comision la emitere, credit p\u00e2n\u0103 la 75.000 lei \u0219i beneficii online. Afl\u0103 p\u0103rerea unui finan\u021bist despre avantajele acestei oferte!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"ING Credit Card ofer\u0103 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde \u00een lume, 0 comision la emitere, credit p\u00e2n\u0103 la 75.000 lei \u0219i beneficii online. Afl\u0103 p\u0103rerea unui finan\u021bist despre avantajele acestei oferte!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/en\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-26T14:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-26T14:01:13+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine\",\"datePublished\":\"2026-04-26T14:01:00+00:00\",\"dateModified\":\"2026-04-26T14:01:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\"},\"wordCount\":488,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\",\"url\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\",\"name\":\"ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-04-26T14:01:00+00:00\",\"dateModified\":\"2026-04-26T14:01:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/72a22e6a-50d6-448b-ac5a-4dbc560c9089\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ING Credit Card: 3 rate f\u0103r\u0103 dob\u00e2nd\u0103, 0 comision \u0219i avantaje la magazine\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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