    {"id":65083,"date":"2026-04-30T06:54:00","date_gmt":"2026-04-30T06:54:00","guid":{"rendered":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/"},"modified":"2026-04-30T06:54:24","modified_gmt":"2026-04-30T06:54:24","slug":"82898c84-1264-4f77-a6ce-8beaad2c7152","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/82898c84-1264-4f77-a6ce-8beaad2c7152\/","title":{"rendered":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Osobn\u00ed p\u016fj\u010dka od KB nab\u00edz\u00ed \u00farok od 4,99 % ro\u010dn\u011b, a\u017e 2 500 000 K\u010d, online vy\u0159\u00edzen\u00ed a bez poplatk\u016f za mimo\u0159\u00e1dn\u00e9 spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<h2>P\u0159edstaven\u00ed nab\u00eddky KB Osobn\u00ed p\u016fj\u010dka<\/h2>\n<p>Komer\u010dn\u00ed banka nab\u00edz\u00ed osobn\u00ed p\u016fj\u010dku a\u017e do v\u00fd\u0161e 2 500 000 K\u010d, se splatnost\u00ed od 3 m\u011bs\u00edc\u016f a\u017e po 8 let a \u00farokovou sazbou ji\u017e od 4,99 % ro\u010dn\u011b. Tato sazba je v\u00fdhodn\u00e1 zejm\u00e9na pro klienty s vy\u0161\u0161\u00edmi p\u016fj\u010dkami od 250 000 K\u010d, kde v\u011bt\u0161ina \u017eadatel\u016f dosahuje na sazbu do 5,9 % ro\u010dn\u011b.<\/p>\n<p>Vy\u0159\u00edzen\u00ed \u017e\u00e1dosti je snadn\u00e9 a pohodln\u00e9, a to cel\u00e9 online b\u011bhem n\u011bkolika minut. Nav\u00edc, p\u0159ed\u010dasn\u00e9 splacen\u00ed \u010di mimo\u0159\u00e1dn\u00e1 spl\u00e1tka je u tohoto produktu zdarma. P\u016fj\u010dku lze pou\u017e\u00edt na cokoliv \u2013 neplat\u00ed tedy \u017e\u00e1dn\u00e9 omezen\u00ed \u00fa\u010delu. Hod\u00ed se na zaji\u0161t\u011bn\u00ed ne\u010dekan\u00fdch v\u00fddaj\u016f nebo financov\u00e1n\u00ed v\u011bt\u0161\u00edch projekt\u016f.<\/p>\n<p>Sazby a podm\u00ednky jsou transparentn\u00ed, poplatky za spr\u00e1vu \u00fav\u011bru i za elektronick\u00e9 v\u00fdpisy jsou nulov\u00e9. Jedin\u00fdm v\u00fdznamn\u011bj\u0161\u00edm poplatkem z\u016fst\u00e1v\u00e1 poplatek za vyhodnocen\u00ed \u017e\u00e1dosti, kter\u00fd \u010din\u00ed 850 K\u010d.<\/p>\n<h2>Jak \u017e\u00e1dat krok za krokem<\/h2>\n<p>Vypl\u0148te \u017e\u00e1dost prost\u0159ednictv\u00edm online bankovnictv\u00ed KB+ nebo v mobiln\u00ed aplikaci. V p\u0159\u00edpad\u011b pot\u0159eby lze sjednat sch\u016fzku na pobo\u010dce, kde v\u00e1m poradce se v\u0161\u00edm pom\u016f\u017ee.<\/p>\n<p>P\u0159ipravte si ob\u010dansk\u00fd pr\u016fkaz, potvrzen\u00ed o p\u0159\u00edjmu nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. N\u00e1sledn\u011b vy\u010dkejte na vyhodnocen\u00ed, kter\u00e9 v\u011bt\u0161inou prob\u011bhne do n\u011bkolika minut.<\/p>\n<p>Po schv\u00e1len\u00ed p\u016fj\u010dky si klient nastav\u00ed v\u00fd\u0161i spl\u00e1tky p\u0159esn\u011b podle sv\u00fdch pot\u0159eb. Pen\u00edze jsou n\u00e1sledn\u011b vyplaceny na \u00fa\u010det klienta.<\/p>\n<h2>V\u00fdhody tohoto produktu<\/h2>\n<p>Jednou z hlavn\u00edch p\u0159ednost\u00ed je n\u00edzk\u00e1 \u00farokov\u00e1 sazba, mo\u017enost vy\u0161\u0161\u00ed p\u016fj\u010den\u00e9 \u010d\u00e1stky i del\u0161\u00ed doba spl\u00e1cen\u00ed. Online sjedn\u00e1n\u00ed je rychl\u00e9 a jednoduch\u00e9.<\/p>\n<p>Nav\u00edc, mimo\u0159\u00e1dn\u00e9 spl\u00e1tky i p\u0159ed\u010dasn\u00e9 splacen\u00ed jsou bez poplatk\u016f. Spr\u00e1va \u00fav\u011bru i elektronick\u00e9 v\u00fdpisy jsou zdarma. V p\u0159\u00edpad\u011b pot\u0159eby lze sjednat i poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet.<\/p>\n<h2>Mo\u017en\u00e9 nev\u00fdhody p\u016fj\u010dky<\/h2>\n<p>Men\u0161\u00ed nev\u00fdhodou pro \u017eadatele m\u016f\u017ee b\u00fdt poplatek za vyhodnocen\u00ed \u017e\u00e1dosti (850 K\u010d). D\u00e1le, pro z\u00edsk\u00e1n\u00ed vy\u0161\u0161\u00ed sazby je nutn\u00e9 m\u00edt \u00fa\u010det u KB a dolo\u017eit pravideln\u00fd p\u0159\u00edjem.<\/p>\n<p>Z\u00edsk\u00e1n\u00ed nejni\u017e\u0161\u00edho \u00faroku je podm\u00edn\u011bno v\u00fd\u0161\u00ed p\u016fj\u010dky a bonitou klienta. N\u011bkter\u00fdm z\u00e1jemc\u016fm nemus\u00ed vyhovovat v\u00fdhradn\u011b online proces schv\u00e1len\u00ed.<\/p>\n<h2>Z\u00e1v\u011bre\u010dn\u00fd verdikt<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky se vyzna\u010duje f\u00e9rov\u00fdmi podm\u00ednkami a v\u00fdrazn\u011b n\u00edzkou \u00farokovou sazbou, kterou ocen\u00ed hlavn\u011b \u017eadatel\u00e9 o vy\u0161\u0161\u00ed \u010d\u00e1stky. Oce\u0148uji tak\u00e9 mo\u017enost mimo\u0159\u00e1dn\u00fdch spl\u00e1tek zdarma a p\u0159ehledn\u00e9 online sjedn\u00e1n\u00ed. Na\u0161e hodnocen\u00ed je velmi kladn\u00e9, pokud hled\u00e1te spolehliv\u00fd a transparentn\u00ed \u00fav\u011br na \u010desk\u00e9m trhu.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Osobn\u00ed p\u016fj\u010dka od KB nab\u00edz\u00ed \u00farok od 4,99 % ro\u010dn\u011b, a\u017e 2 500 000 K\u010d, online vy\u0159\u00edzen\u00ed a bez poplatk\u016f za mimo\u0159\u00e1dn\u00e9 spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Nez\u00e1visl\u00e1 recenze KB Osobn\u00ed p\u016fj\u010dky s \u00farokem od 4,99 % ro\u010dn\u011b a mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d. Rychl\u00e9 online vy\u0159\u00edzen\u00ed, f\u00e9rov\u00e9 podm\u00ednky, v\u00fdhody i nev\u00fdhody zde.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Nez\u00e1visl\u00e1 recenze KB Osobn\u00ed p\u016fj\u010dky s \u00farokem od 4,99 % ro\u010dn\u011b a mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d. Rychl\u00e9 online vy\u0159\u00edzen\u00ed, f\u00e9rov\u00e9 podm\u00ednky, v\u00fdhody i nev\u00fdhody zde.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/en\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-30T06:54:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-30T06:54:24+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d\",\"datePublished\":\"2026-04-30T06:54:00+00:00\",\"dateModified\":\"2026-04-30T06:54:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\"},\"wordCount\":584,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\",\"url\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\",\"name\":\"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-04-30T06:54:00+00:00\",\"dateModified\":\"2026-04-30T06:54:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/wivlox.com\/en\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wivlox.com\/en\/82898c84-1264-4f77-a6ce-8beaad2c7152\/","og_locale":"en_US","og_type":"article","og_title":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com","og_description":"Nez\u00e1visl\u00e1 recenze KB Osobn\u00ed p\u016fj\u010dky s \u00farokem od 4,99 % ro\u010dn\u011b a mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d. Rychl\u00e9 online vy\u0159\u00edzen\u00ed, f\u00e9rov\u00e9 podm\u00ednky, v\u00fdhody i nev\u00fdhody zde.","og_url":"https:\/\/wivlox.com\/en\/82898c84-1264-4f77-a6ce-8beaad2c7152\/","og_site_name":"wivlox.com","article_published_time":"2026-04-30T06:54:00+00:00","article_modified_time":"2026-04-30T06:54:24+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#article","isPartOf":{"@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/"},"author":{"name":"Bruno Gianni","@id":"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"headline":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d","datePublished":"2026-04-30T06:54:00+00:00","dateModified":"2026-04-30T06:54:24+00:00","mainEntityOfPage":{"@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/"},"wordCount":584,"publisher":{"@id":"https:\/\/wivlox.com\/#organization"},"articleSection":["Hidden"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/","url":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/","name":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d - wivlox.com","isPartOf":{"@id":"https:\/\/wivlox.com\/#website"},"datePublished":"2026-04-30T06:54:00+00:00","dateModified":"2026-04-30T06:54:24+00:00","breadcrumb":{"@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/wivlox.com\/82898c84-1264-4f77-a6ce-8beaad2c7152\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wivlox.com\/"},{"@type":"ListItem","position":2,"name":"KB Osobn\u00ed p\u016fj\u010dka \u2013 n\u00edzk\u00fd \u00farok od 4,99 % ro\u010dn\u011b a a\u017e 2 500 000 K\u010d"}]},{"@type":"WebSite","@id":"https:\/\/wivlox.com\/#website","url":"https:\/\/wivlox.com\/","name":"wivlox.com","description":"","publisher":{"@id":"https:\/\/wivlox.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wivlox.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/wivlox.com\/#organization","name":"wivlox.com","url":"https:\/\/wivlox.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wivlox.com\/#\/schema\/logo\/image\/","url":"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png","contentUrl":"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png","width":500,"height":500,"caption":"wivlox.com"},"image":{"@id":"https:\/\/wivlox.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wivlox.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/wivlox.com\/en\/author\/bcgianni\/"}]}},"_links":{"self":[{"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/posts\/65083"}],"collection":[{"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/comments?post=65083"}],"version-history":[{"count":1,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/posts\/65083\/revisions"}],"predecessor-version":[{"id":65090,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/posts\/65083\/revisions\/65090"}],"wp:attachment":[{"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/media?parent=65083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/categories?post=65083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wivlox.com\/en\/wp-json\/wp\/v2\/tags?post=65083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}