    {"id":70776,"date":"2026-05-06T21:10:00","date_gmt":"2026-05-06T21:10:00","guid":{"rendered":"https:\/\/wivlox.com\/8171f564-123f-4786-bb72-91616f049f90\/"},"modified":"2026-05-06T21:10:12","modified_gmt":"2026-05-06T21:10:12","slug":"8171f564-123f-4786-bb72-91616f049f90","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/8171f564-123f-4786-bb72-91616f049f90\/","title":{"rendered":"Pr\u00e9stamo Personal IAF: Hasta $12.500.000, tasa 78,48% y hasta 60 cuotas"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para vos<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Instituto de Ayuda Financiera (IAF)<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Solicit\u00e1 tu pr\u00e9stamo personal exclusivo para personal militar y pensionistas, con tasa competitiva anual del 78,48%, hasta $12.500.000 y hasta 60 cuotas fijas. F\u00e1cil de aplicar.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.argentina.gob.ar\/iaf\/creditos\/personales\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>El Instituto de Ayuda Financiera para Pago de Retiros y Pensiones Militares (IAF) ofrece su Pr\u00e9stamo Personal Plan NPP, dirigido a personal militar en actividad, retirados y pensionistas. El monto m\u00e1ximo al que se puede acceder es de $12.500.000, sujeto a la capacidad de haber del solicitante.<\/p>\n<p>La tasa de inter\u00e9s es del 78,48% de Costo Financiero Total Anual (CFT), con la posibilidad de pagar el pr\u00e9stamo en hasta 60 cuotas fijas. El valor de la cuota no aumentar\u00e1 aunque tu haber militar s\u00ed lo haga, lo que brinda previsibilidad durante todo el plazo.<\/p>\n<p>Este pr\u00e9stamo est\u00e1 pensado para quienes busquen financiamiento en condiciones competitivas y flexibles. Es importante saber que se puede solicitar tanto de manera presencial, telef\u00f3nica como online v\u00eda el portal de servicios eIAF Beneficiarios.<\/p>\n<h2>Paso a paso para solicitar el Pr\u00e9stamo Personal IAF<\/h2>\n<ul>\n<li>Reunir la documentaci\u00f3n: DNI, certificado de haberes, CUIL y comprobante de cuenta bancaria vigente.<\/li>\n<li>Elegir modalidad de contrataci\u00f3n: presencial, telef\u00f3nica o por la web eIAF Beneficiarios.<\/li>\n<li>Completar la solicitud y, seg\u00fan el caso, presentar un codeudor.<\/li>\n<li>Verificar y certificar la firma en el contrato de mutuo ante personal autorizado.<\/li>\n<li>Esperar la aprobaci\u00f3n y acreditaci\u00f3n del monto en la cuenta.<\/li>\n<\/ul>\n<h2>Ventajas destacadas del pr\u00e9stamo<\/h2>\n<p>Una de sus principales ventajas es su exclusividad: solo personal militar, retirados y pensionistas acceden a condiciones preferenciales, sin discriminaci\u00f3n de destino o antig\u00fcedad.<\/p>\n<p>Las cuotas son fijas y elegibles en plazo, lo cual facilita la planificaci\u00f3n financiera familiar. Adem\u00e1s, pod\u00e9s cancelar anticipadamente, parcial o totalmente, con gastos m\u00ednimos.<\/p>\n<h2>Aspectos a tener en cuenta<\/h2>\n<p>El costo financiero anual (78,48%) es alto comparado con algunos pr\u00e9stamos bancarios, aunque se alinea a las condiciones del mercado argentino actual.<\/p>\n<p>Si ten\u00e9s menos de 20 a\u00f1os de servicio y est\u00e1s en actividad, deber\u00e1s incluir un codeudor para acceder al monto m\u00e1ximo. Sin codeudor, pod\u00e9s solicitar solo dos haberes a cancelar en m\u00e1ximo 7 cuotas.<\/p>\n<h2>Final verdict<\/h2>\n<p>El Pr\u00e9stamo Personal del IAF es conveniente para militares activos, retirados y pensionistas que buscan montos elevados y plazos flexibles, con la seguridad de cuotas fijas.<\/p>\n<p>Es recomendable analizar tu situaci\u00f3n particular, pero si cumpl\u00eds los requisitos, este plan destaca frente a opciones comerciales del sector privado por su accesibilidad y beneficios exclusivos.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para vos<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Instituto de Ayuda Financiera (IAF)<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Solicit\u00e1 tu pr\u00e9stamo personal exclusivo para personal militar y pensionistas, con tasa competitiva anual del 78,48%, hasta $12.500.000 y hasta 60 cuotas fijas. F\u00e1cil de aplicar.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.argentina.gob.ar\/iaf\/creditos\/personales\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubr\u00ed el pr\u00e9stamo personal IAF: hasta $12.500.000 a tasa 78,48% anual y hasta 60 cuotas fijas. Exclusivo para personal militar, retirados y pensionistas. Cancelaci\u00f3n anticipada incluida.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamo Personal IAF: Hasta $12.500.000, tasa 78,48% y hasta 60 cuotas - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/8171f564-123f-4786-bb72-91616f049f90\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamo Personal IAF: Hasta $12.500.000, tasa 78,48% y hasta 60 cuotas - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubr\u00ed el pr\u00e9stamo personal IAF: hasta $12.500.000 a tasa 78,48% anual y hasta 60 cuotas fijas. 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