{"id":72481,"date":"2026-05-08T06:32:00","date_gmt":"2026-05-08T06:32:00","guid":{"rendered":"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/"},"modified":"2026-05-08T06:32:45","modified_gmt":"2026-05-08T06:32:45","slug":"4377c28b-dce2-4647-bb5f-574b1b0eba7a","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010dujeme pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka &#8211; Osobn\u00ed p\u016fj\u010dka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 osobn\u00ed p\u016fj\u010dka a\u017e 2 500 000 K\u010d se sazbou od 4,99 % p.a., doba splatnosti a\u017e 8 let a mo\u017enost\u00ed p\u0159ed\u010dasn\u011b splatit zdarma.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<h2>P\u0159edstaven\u00ed nab\u00eddky<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed flexibiln\u00ed podm\u00ednky pro jednotlivce, kte\u0159\u00ed hledaj\u00ed v\u00fdhodn\u00e9 financov\u00e1n\u00ed sv\u00fdch pot\u0159eb. \u00darokov\u00e1 sazba za\u010d\u00edn\u00e1 u\u017e na 4,99 % ro\u010dn\u011b.<\/p>\n<p>P\u016fj\u010dit si lze \u010d\u00e1stku a\u017e do v\u00fd\u0161e 2 500 000 K\u010d, co\u017e znamen\u00e1 dostatek prostoru na pokryt\u00ed v\u00fdznamn\u00fdch v\u00fddaj\u016f. Doba spl\u00e1cen\u00ed je nastaviteln\u00e1, a to v rozmez\u00ed od 3 m\u011bs\u00edc\u016f do 8 let.<\/p>\n<p>P\u0159i \u017e\u00e1dosti o \u00fav\u011br si klient m\u016f\u017ee vybrat v\u00fd\u0161i i d\u00e9lku spl\u00e1tek podle sv\u00fdch mo\u017enost\u00ed. Nav\u00edc p\u0159ed\u010dasn\u00e9 splacen\u00ed z\u016fst\u00e1v\u00e1 zcela zdarma.<\/p>\n<p>Proces sjedn\u00e1n\u00ed je mo\u017en\u00e9 kompletn\u011b vy\u0159\u00eddit online, co\u017e zna\u010dn\u011b \u0161et\u0159\u00ed \u010das a sni\u017euje administrativn\u00ed z\u00e1t\u011b\u017e pro \u017eadatele.<\/p>\n<p>Podm\u00ednkou je veden\u00fd \u00fa\u010det v KB a \u010desk\u00e9 ob\u010danstv\u00ed nebo povolen\u00ed k pobytu v \u010cR. Dokl\u00e1d\u00e1 se pouze potvrzen\u00ed o p\u0159\u00edjmu.<\/p>\n<h2>Jak o Osobn\u00ed p\u016fj\u010dku KB po\u017e\u00e1dat<\/h2>\n<p>Nejprve vypln\u00edte online \u017e\u00e1dost v internetov\u00e9m bankovnictv\u00ed nebo v aplikaci KB+. Vyhodnocen\u00ed prob\u011bhne v\u011bt\u0161inou do n\u011bkolika minut zdarma.<\/p>\n<p>Pokud \u017e\u00e1dost projde, n\u00e1sleduje podpis smlouvy online nebo na pobo\u010dce. Po schv\u00e1len\u00ed jsou pen\u00edze rychle odesl\u00e1ny na v\u00e1\u0161 \u00fa\u010det.<\/p>\n<p>M\u016f\u017eete vyu\u017e\u00edt tak\u00e9 mo\u017enost sjednat produkt telefonicky \u010di osobn\u011b na pobo\u010dce, co\u017e ocen\u00ed z\u00e1jemci preferuj\u00edc\u00ed osobn\u00ed kontakt.<\/p>\n<p>Ke \u017e\u00e1dosti pot\u0159ebujete ob\u010dansk\u00fd pr\u016fkaz a potvrzen\u00ed o v\u00fd\u0161i p\u0159\u00edjmu, p\u0159\u00edpadn\u011b da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.<\/p>\n<p>Cel\u00fd proces je intuitivn\u00ed a d\u00edky dob\u0159e nastaven\u00e9mu online prost\u0159ed\u00ed jej zvl\u00e1dne ka\u017ed\u00fd.<\/p>\n<h2>V\u00fdhody p\u016fj\u010dky &#8211; hlavn\u00ed pozitiva<\/h2>\n<p>Jedn\u00edm z hlavn\u00edch pozitiv t\u00e9to p\u016fj\u010dky je mo\u017enost a\u017e 8let\u00e9 splatnosti a volby v\u00fd\u0161e spl\u00e1tek podle va\u0161ich p\u0159\u00e1n\u00ed.<\/p>\n<p>P\u0159ed\u010dasn\u00e9 splacen\u00ed nebo mimo\u0159\u00e1dn\u00e9 spl\u00e1tky jsou v\u017edy bez poplatku, co\u017e je na trhu st\u00e1le v\u00fdjime\u010dn\u00e9.<\/p>\n<p>Sazby za\u010d\u00ednaj\u00ed u 4,99 % p.a. \u2013 a v\u00edce ne\u017e polovina klient\u016f dos\u00e1hne \u00farok pod 6 % ro\u010dn\u011b.<\/p>\n<p>D\u00e1le ocen\u00edte rychl\u00e9 online sjedn\u00e1n\u00ed a mo\u017enost sjednat si poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet pro v\u011bt\u0161\u00ed bezpe\u010d\u00ed.<\/p>\n<p>Krom\u011b toho jsou n\u011bkter\u00e9 poplatky zcela zdarma, co\u017e v\u00fdrazn\u011b zjednodu\u0161uje spr\u00e1vu \u00fav\u011bru.<\/p>\n<h2>Nev\u00fdhody p\u016fj\u010dky &#8211; na co si d\u00e1t pozor<\/h2>\n<p>Nutnost m\u00edt veden\u00fd b\u011b\u017en\u00fd \u00fa\u010det v KB m\u016f\u017ee zt\u00ed\u017eit dostupnost p\u016fj\u010dky pro z\u00e1jemce z jin\u00fdch bank.<\/p>\n<p>Poplatek za vyhodnocen\u00ed \u017e\u00e1dosti \u010din\u00ed 850 K\u010d, co\u017e p\u0159id\u00e1v\u00e1 po\u010d\u00e1te\u010dn\u00ed n\u00e1klad k produktu.<\/p>\n<p>N\u011bkter\u00fdm \u017eadatel\u016fm nemus\u00ed b\u00fdt schv\u00e1len nejni\u017e\u0161\u00ed propagovan\u00fd \u00farok, ten je v\u00e1z\u00e1n na bonitu a v\u00fd\u0161i p\u016fj\u010dky.<\/p>\n<p>Vy\u0159\u00edzen\u00ed m\u016f\u017ee b\u00fdt obt\u00ed\u017en\u011bj\u0161\u00ed pro osoby s variabiln\u00edmi nebo nepravideln\u00fdmi p\u0159\u00edjmy.<\/p>\n<p>Slu\u017eba nen\u00ed ur\u010dena pro osoby bez trval\u00e9ho pobytu \u010di dokladovan\u00e9ho p\u0159\u00edjmu v \u010cR.<\/p>\n<h2>Na\u0161e hodnocen\u00ed<\/h2>\n<p>Komer\u010dn\u00ed banka nab\u00edz\u00ed atraktivn\u00ed osobn\u00ed p\u016fj\u010dku s n\u00edzk\u00fdm \u00farokem a dlouhou splatnost\u00ed, kter\u00e1 oslov\u00ed v\u011bt\u0161inu hledaj\u00edc\u00edch dostupn\u00e9 financov\u00e1n\u00ed.<\/p>\n<p>Oce\u0148ujeme jednoduchost online procesu, bezplatn\u00e9 p\u0159ed\u010dasn\u00e9 splacen\u00ed a mo\u017enost nastavit parametry \u00fav\u011bru podle pot\u0159eb klienta.<\/p>\n<p>Pokud v\u00e1m nevad\u00ed nutnost z\u0159\u00eddit si \u00fa\u010det u KB, jde o jednu z nejzaj\u00edmav\u011bj\u0161\u00edch p\u016fj\u010dek na trhu.<\/p>\n<p>P\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti dob\u0159e zva\u017ete sv\u00e9 p\u0159\u00edjmov\u00e9 mo\u017enosti a porovnejte produkt s dal\u0161\u00edmi dostupn\u00fdmi nab\u00eddkami.<\/p>\n<p>Celkov\u011b jde o f\u00e9rovou, flexibiln\u00ed a technicky modern\u00ed p\u016fj\u010dku pro \u0161irok\u00e9 spektrum klient\u016f.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010dujeme pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka &#8211; Osobn\u00ed p\u016fj\u010dka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 osobn\u00ed p\u016fj\u010dka a\u017e 2 500 000 K\u010d se sazbou od 4,99 % p.a., doba splatnosti a\u017e 8 let a mo\u017enost\u00ed p\u0159ed\u010dasn\u011b splatit zdarma.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Hled\u00e1te v\u00fdhodnou p\u016fj\u010dku s mo\u017enost\u00ed nastavit si v\u00fd\u0161i spl\u00e1tek? Osobn\u00ed p\u016fj\u010dka KB nab\u00edz\u00ed sazbu od 4,99 % p.a., a\u017e 2,5 mil. K\u010d a snadn\u00e9 online sjedn\u00e1n\u00ed s p\u0159ed\u010dasn\u00fdm splacen\u00edm zdarma.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Hled\u00e1te v\u00fdhodnou p\u016fj\u010dku s mo\u017enost\u00ed nastavit si v\u00fd\u0161i spl\u00e1tek? Osobn\u00ed p\u016fj\u010dka KB nab\u00edz\u00ed sazbu od 4,99 % p.a., a\u017e 2,5 mil. K\u010d a snadn\u00e9 online sjedn\u00e1n\u00ed s p\u0159ed\u010dasn\u00fdm splacen\u00edm zdarma.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/en\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-08T06:32:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T06:32:45+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let\",\"datePublished\":\"2026-05-08T06:32:00+00:00\",\"dateModified\":\"2026-05-08T06:32:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\"},\"wordCount\":738,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\",\"url\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\",\"name\":\"Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-05-08T06:32:00+00:00\",\"dateModified\":\"2026-05-08T06:32:45+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/4377c28b-dce2-4647-bb5f-574b1b0eba7a\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Osobn\u00ed p\u016fj\u010dka KB: Sazba od 4,99 %, a\u017e 2 500 000 K\u010d a splatnost 8 let\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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