    {"id":74858,"date":"2026-05-12T01:11:00","date_gmt":"2026-05-12T01:11:00","guid":{"rendered":"https:\/\/wivlox.com\/9dc0fe03-fa78-4caa-b03a-b2bd3e1a0359\/"},"modified":"2026-05-12T01:11:55","modified_gmt":"2026-05-12T01:11:55","slug":"9dc0fe03-fa78-4caa-b03a-b2bd3e1a0359","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/9dc0fe03-fa78-4caa-b03a-b2bd3e1a0359\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky: n\u00edzk\u00e1 sazba od 4,99 % a a\u017e 2 500 000 K\u010d"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 osobn\u00ed p\u016fj\u010dka s \u00farokovou sazbou od 4,99 % p.a., mo\u017enost\u00ed p\u0159ed\u010dasn\u00e9ho splacen\u00ed zdarma a limitem a\u017e 2 500 000 K\u010d dostupn\u00e1 online.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed \u00farokovou sazbu ji\u017e od 4,99 % p.a. a p\u016fj\u010dit si m\u016f\u017eete a\u017e do v\u00fd\u0161e 2 500 000 K\u010d. Splatnost lze nastavit a\u017e na 8 let, co\u017e je vhodn\u00e9 pro ty, kte\u0159\u00ed preferuj\u00ed ni\u017e\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky. \u017d\u00e1dost je mo\u017en\u00e9 vy\u0159\u00eddit kompletn\u011b online a p\u0159ed\u010dasn\u00e9 splacen\u00ed je zdarma, co\u017e d\u00e1v\u00e1 flexibilitu klient\u016fm, kte\u0159\u00ed cht\u011bj\u00ed p\u016fj\u010dku uhradit d\u0159\u00edve.<\/p>\n<h3>Jak postupovat p\u0159i \u017e\u00e1dosti o p\u016fj\u010dku<\/h3>\n<p>1. Vypl\u0148te online \u017e\u00e1dost na str\u00e1nk\u00e1ch banky nebo v mobiln\u00ed aplikaci KB+.<\/p>\n<p>2. Nahrajte pot\u0159ebn\u00e9 doklady, jako je potvrzen\u00ed o p\u0159\u00edjmu.<\/p>\n<p>3. Po odesl\u00e1n\u00ed \u017e\u00e1dosti prob\u011bhne vyhodnocen\u00ed a p\u0159\u00edpadn\u00e9 schv\u00e1len\u00ed \u00fav\u011bru.<\/p>\n<p>4. N\u00e1sledn\u011b je \u00fav\u011br vyplacen na v\u00e1\u0161 bankovn\u00ed \u00fa\u010det v KB.<\/p>\n<h3>V\u00fdhody osobn\u00ed p\u016fj\u010dky KB<\/h3>\n<p>Velk\u00fdm plusem je variabilita spl\u00e1tek \u2013 sami si m\u016f\u017eete zvolit v\u00fd\u0161i a d\u00e9lku spl\u00e1cen\u00ed podle sv\u00fdch mo\u017enost\u00ed. Ani za mimo\u0159\u00e1dn\u00e9 spl\u00e1tky nebo p\u0159ed\u010dasn\u00e9 splacen\u00ed nehrad\u00edte \u017e\u00e1dn\u00e9 poplatky, co\u017e nen\u00ed u v\u0161ech bank standard.<\/p>\n<p>P\u016fj\u010dku m\u016f\u017eete pou\u017e\u00edt na cokoliv, a\u0165 u\u017e pot\u0159ebujete pen\u00edze na bydlen\u00ed, auto, dovolenou nebo jin\u00e9 v\u00fddaje. Dobr\u00e9 je tak\u00e9 to, \u017ee schv\u00e1len\u00ed m\u016f\u017eete z\u00edskat velmi rychle a jednodu\u0161e online, bez n\u00e1v\u0161t\u011bvy pobo\u010dky.<\/p>\n<h3>Nev\u00fdhody \u00fav\u011bru od KB<\/h3>\n<p>Poplatek za vyhodnocen\u00ed \u017e\u00e1dosti \u010din\u00ed 850 K\u010d, co\u017e je fixn\u00ed n\u00e1klad bez ohledu na v\u00fd\u0161i p\u016fj\u010dky.<\/p>\n<p>Pro cizince nebo osoby bez bankovn\u00edho \u00fa\u010dtu v KB nen\u00ed p\u016fj\u010dka dostupn\u00e1. Je tedy ur\u010dena v\u00fdhradn\u011b pro klienty s trval\u00fdm pobytem \u010di \u00fa\u010dtem v \u010cesk\u00e9 republice.<\/p>\n<h3>Verdikt<\/h3>\n<p>Komer\u010dn\u00ed banka nab\u00edz\u00ed osobn\u00ed p\u016fj\u010dku s atraktivn\u00ed \u00farokovou sazbou a velmi flexibiln\u00edmi podm\u00ednkami spl\u00e1cen\u00ed. Oce\u0148ujeme mo\u017enost kompletn\u00edho online sjedn\u00e1n\u00ed a transparentnost poplatk\u016f. Pokud spl\u0148ujete podm\u00ednky a jste klientem KB, lze p\u016fj\u010dku doporu\u010dit jako v\u00fdhodn\u00e9 \u0159e\u0161en\u00ed va\u0161ich finan\u010dn\u00edch pot\u0159eb.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 osobn\u00ed p\u016fj\u010dka s \u00farokovou sazbou od 4,99 % p.a., mo\u017enost\u00ed p\u0159ed\u010dasn\u00e9ho splacen\u00ed zdarma a limitem a\u017e 2 500 000 K\u010d dostupn\u00e1 online.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky s \u00farokem od 4,99 procenta nab\u00edz\u00ed a\u017e 2,5 milionu korun, bez poplatku za p\u0159ed\u010dasn\u00e9 splacen\u00ed a s online vy\u0159\u00edzen\u00edm b\u011bhem p\u00e1r minut.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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