{"id":75799,"date":"2026-05-12T18:53:00","date_gmt":"2026-05-12T18:53:00","guid":{"rendered":"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/"},"modified":"2026-05-12T18:53:44","modified_gmt":"2026-05-12T18:53:44","slug":"c3cb0deb-5d24-442c-8009-b6c4efcf3f2a","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/","title":{"rendered":"Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CAIXA<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">O Cart\u00e3o de Cr\u00e9dito CAIXA oferece IOF zero para compras internacionais, cashback direto na fatura, descontos em diversas lojas e programas de pontos para mais vantagens.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?http:\/\/www.caixa.gov.br\/voce\/promocoes\/Paginas\/default.aspx\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<p>O cart\u00e3o de cr\u00e9dito CAIXA Visa Platinum, Infinite ou \u00cdCONE garante ao cliente a isen\u00e7\u00e3o do IOF em compras internacionais at\u00e9 2027, possibilitando cashback direto na fatura. Os limites do cart\u00e3o variam conforme o perfil do cliente e an\u00e1lise de cr\u00e9dito, sendo uma das op\u00e7\u00f5es mais interessantes do mercado brasileiro para quem busca controlar os gastos no exterior e ainda receber parte do imposto de volta.<\/p>\n<p>Para obter o cart\u00e3o CAIXA, o interessado deve acessar o site ou aplicativo oficial, selecionar a op\u00e7\u00e3o de cart\u00f5es e preencher o cadastro, informando renda e demais dados solicitados. Ap\u00f3s o envio, ocorre uma an\u00e1lise de cr\u00e9dito. Se aprovado, o cliente receber\u00e1 o cart\u00e3o em sua casa.<\/p>\n<h3>Como solicitar o cart\u00e3o passo a passo<\/h3>\n<ol>\n<li>Acesse o app ou site da CAIXA<\/li>\n<li>Escolha a op\u00e7\u00e3o de cart\u00f5es e o tipo desejado<\/li>\n<li>Preencha os dados pessoais e de renda<\/li>\n<li>Aguarde a avalia\u00e7\u00e3o e aprova\u00e7\u00e3o<\/li>\n<li>Receba o cart\u00e3o e ative pelo aplicativo<\/li>\n<\/ol>\n<h3>Vantagens do cart\u00e3o CAIXA<\/h3>\n<p>Uma grande vantagem \u00e9 o cashback do IOF em compras internacionais, favorecendo quem viaja ou faz compras em sites estrangeiros. Al\u00e9m disso, descontos exclusivos em supermercados, farm\u00e1cias, eletrodom\u00e9sticos, aluguel de carros e lojas de moda aumentam o poder de compra do usu\u00e1rio.<\/p>\n<p>O ac\u00famulo de pontos CAIXA permite transfer\u00eancias para programas como Dotz e resgate por dinheiro ou diversos produtos. Os benef\u00edcios se estendem tamb\u00e9m \u00e0 fam\u00edlia, com ofertas como telemedicina acess\u00edvel e promo\u00e7\u00f5es em servi\u00e7os de seguran\u00e7a, educa\u00e7\u00e3o e software.<\/p>\n<h3>Desvantagens do cart\u00e3o CAIXA<\/h3>\n<p>Apesar das promo\u00e7\u00f5es, \u00e9 necess\u00e1rio observar as condi\u00e7\u00f5es dos cart\u00f5es. Nem todos os benef\u00edcios s\u00e3o v\u00e1lidos para todos os tipos de cart\u00e3o, e algumas ofertas possuem datas de validade restritas.<\/p>\n<p>Outro ponto negativo pode ser o tempo de an\u00e1lise ap\u00f3s a solicita\u00e7\u00e3o, que pode variar de acordo com o perfil do cliente. Al\u00e9m disso, as taxas e anuidades podem ser um fator a ser considerado em alguns perfis de consumo.<\/p>\n<h3>Veredicto Final<\/h3>\n<p>O Cart\u00e3o de Cr\u00e9dito CAIXA mostra-se competitivo, especialmente para quem valoriza cashback, descontos e amplo leque de parceiros. Para quem faz compras internacionais ou procura benef\u00edcios extras, pode ser uma estrat\u00e9gia interessante. O processo de solicita\u00e7\u00e3o \u00e9 pr\u00e1tico e pode ser feito totalmente online.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CAIXA<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">O Cart\u00e3o de Cr\u00e9dito CAIXA oferece IOF zero para compras internacionais, cashback direto na fatura, descontos em diversas lojas e programas de pontos para mais vantagens.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?http:\/\/www.caixa.gov.br\/voce\/promocoes\/Paginas\/default.aspx\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubra como aproveitar IOF zero, cashback direto na fatura e descontos especiais no Cart\u00e3o de Cr\u00e9dito CAIXA. Saiba como solicitar o seu e veja todas as principais vantagens e desvantagens!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubra como aproveitar IOF zero, cashback direto na fatura e descontos especiais no Cart\u00e3o de Cr\u00e9dito CAIXA. Saiba como solicitar o seu e veja todas as principais vantagens e desvantagens!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/en\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-12T18:53:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-12T18:53:44+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes\",\"datePublished\":\"2026-05-12T18:53:00+00:00\",\"dateModified\":\"2026-05-12T18:53:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\"},\"wordCount\":503,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\",\"url\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\",\"name\":\"Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-05-12T18:53:00+00:00\",\"dateModified\":\"2026-05-12T18:53:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/c3cb0deb-5d24-442c-8009-b6c4efcf3f2a\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cart\u00e3o de Cr\u00e9dito CAIXA: IOF Zero, Cashback e Descontos Exclusivos para Clientes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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