{"id":75850,"date":"2026-05-12T19:53:00","date_gmt":"2026-05-12T19:53:00","guid":{"rendered":"https:\/\/wivlox.com\/b7c4cb7c-db8c-42b4-8062-4336e798463e\/"},"modified":"2026-05-12T19:53:20","modified_gmt":"2026-05-12T19:53:20","slug":"b7c4cb7c-db8c-42b4-8062-4336e798463e","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en\/b7c4cb7c-db8c-42b4-8062-4336e798463e\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka od KB \u2013 n\u00edzk\u00fd \u00farok od 4,99 %, flexibiln\u00ed splatnost a jednoduch\u00e9 sjedn\u00e1n\u00ed"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Osobn\u00ed p\u016fj\u010dka s \u00farokem od 4,99 % p.a. a mo\u017enost\u00ed p\u016fj\u010dit si a\u017e 2 500 000 K\u010d. Rychl\u00e9 vy\u0159\u00edzen\u00ed online, zdarma mimo\u0159\u00e1dn\u00e9 a p\u0159ed\u010dasn\u00e9 spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky l\u00e1k\u00e1 konzistentn\u00edm \u00farokem za\u010d\u00ednaj\u00edc\u00edm u\u017e na 4,99 % p.a. i mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d na cokoliv bez zaji\u0161t\u011bn\u00ed. D\u00e9lka splatnosti je flexibiln\u00ed \u2013 od minim\u00e1ln\u011b 3 m\u011bs\u00edc\u016f do maxim\u00e1ln\u011b 8 let, co\u017e p\u0159in\u00e1\u0161\u00ed dostatek prostoru pro nastaven\u00ed v\u00fd\u0161e spl\u00e1tek dle preferenc\u00ed a aktu\u00e1ln\u00edch finan\u010dn\u00edch mo\u017enost\u00ed.<\/p>\n<p>Poskytnut\u00ed \u00fav\u011bru je jednoduch\u00e9 a \u017e\u00e1dost je mo\u017en\u00e9 podat pln\u011b online. Vy\u0159\u00edzen\u00ed trv\u00e1 jen p\u00e1r minut a v\u00fdsledek z\u00edsk\u00e1te obratem. Mimo\u0159\u00e1dn\u00e9 i p\u0159ed\u010dasn\u00e9 splacen\u00ed p\u016fj\u010dky je u KB v\u017edy zdarma, co\u017e poskytuje zna\u010dnou finan\u010dn\u00ed svobodu klient\u016fm, kte\u0159\u00ed cht\u011bj\u00ed splatit \u00fav\u011br p\u0159ed\u010dasn\u011b nebo poslat jednor\u00e1zov\u011b vy\u0161\u0161\u00ed \u010d\u00e1stku oproti pl\u00e1nu.<\/p>\n<h2>Jak prob\u00edh\u00e1 \u017e\u00e1dost o p\u016fj\u010dku krok za krokem<\/h2>\n<ul>\n<li>Z\u00e1jemce vybere \u010d\u00e1stku a dobu spl\u00e1cen\u00ed podle sv\u00fdch pot\u0159eb.<\/li>\n<li>Vypln\u00ed \u017e\u00e1dost o p\u016fj\u010dku p\u0159es internetov\u00e9 nebo mobiln\u00ed bankovnictv\u00ed.<\/li>\n<li>K \u017e\u00e1dosti dolo\u017e\u00ed potvrzen\u00ed o p\u0159\u00edjmu nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.<\/li>\n<li>\u017d\u00e1dost je vyhodnocena b\u011bhem n\u011bkolika minut online.<\/li>\n<li>Po schv\u00e1len\u00ed jsou finance brzy p\u0159ips\u00e1ny na \u00fa\u010det klienta.<\/li>\n<\/ul>\n<h2>V\u00fdhody p\u016fj\u010dky od Komer\u010dn\u00ed banky<\/h2>\n<p>Velk\u00fdm plusem je mo\u017enost kompletn\u00edho sjedn\u00e1n\u00ed online, a to v\u010detn\u011b podpisu smlouvy. Finan\u010dn\u00ed prost\u0159edky lze vyu\u017e\u00edt na cokoliv, v\u010detn\u011b konsolidace st\u00e1vaj\u00edc\u00edch p\u016fj\u010dek.<\/p>\n<p>Pro klienty je d\u016fle\u017eit\u00e9, \u017ee mimo\u0159\u00e1dn\u00e9 a p\u0159ed\u010dasn\u00e9 spl\u00e1tky nejsou sankcionov\u00e1ny \u017e\u00e1dn\u00fdmi poplatky. KB tak\u00e9 nab\u00edz\u00ed mo\u017enost poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet, co\u017e zvy\u0161uje bezpe\u010dnost v p\u0159\u00edpad\u011b nep\u0159edv\u00eddan\u00fdch \u017eivotn\u00edch ud\u00e1lost\u00ed.<\/p>\n<h2>Nev\u00fdhody p\u016fj\u010dky Komer\u010dn\u00ed banky<\/h2>\n<p>Poplatek za zpracov\u00e1n\u00ed a vyhodnocen\u00ed \u017e\u00e1dosti je 850 K\u010d, co\u017e konkurence \u010dasto zvl\u00e1dne levn\u011bji. Pro sjedn\u00e1n\u00ed t\u00e9to p\u016fj\u010dky mus\u00edte m\u00edt ji\u017e existuj\u00edc\u00ed \u00fa\u010det u KB a dolo\u017eit p\u0159\u00edjem \u010di da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.<\/p>\n<p>B\u011b\u017en\u00fd \u017eadatel tak\u00e9 nemus\u00ed v\u017edy z\u00edskat nejni\u017e\u0161\u00ed mo\u017en\u00fd \u00farok \u2013 polovina klient\u016f sice \u00farok pod 5,9 % p.a. z\u00edsk\u00e1, ale dal\u0161\u00ed mohou m\u00edt sazbu vy\u0161\u0161\u00ed.<\/p>\n<h2>Verdikt: Pro koho je p\u016fj\u010dka u KB vhodn\u00e1?<\/h2>\n<p>P\u016fj\u010dka od Komer\u010dn\u00ed banky p\u0159edstavuje solidn\u00ed volbu zejm\u00e9na pro ty, kte\u0159\u00ed hledaj\u00ed rychl\u00e9 a jednoduch\u00e9 \u0159e\u0161en\u00ed s mo\u017enost\u00ed v\u00fdb\u011bru v\u00fd\u0161e spl\u00e1tek, dlouhou splatnost\u00ed a mo\u017enost\u00ed voln\u00e9ho spl\u00e1cen\u00ed bez penalizac\u00ed. Nejv\u00edce oslov\u00ed klienty, kte\u0159\u00ed preferuj\u00ed transparentn\u00ed podm\u00ednky a cht\u011bj\u00ed m\u00edt v\u0161e pod kontrolou.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Osobn\u00ed p\u016fj\u010dka s \u00farokem od 4,99 % p.a. a mo\u017enost\u00ed p\u016fj\u010dit si a\u017e 2 500 000 K\u010d. Rychl\u00e9 vy\u0159\u00edzen\u00ed online, zdarma mimo\u0159\u00e1dn\u00e9 a p\u0159ed\u010dasn\u00e9 spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Komer\u010dn\u00ed banka nab\u00edz\u00ed osobn\u00ed p\u016fj\u010dku a\u017e 2 500 000 K\u010d s \u00farokem od 4,99 %. Rychl\u00e1 online \u017e\u00e1dost a mimo\u0159\u00e1dn\u00e9 spl\u00e1tky zdarma. Zjist\u011bte hlavn\u00ed v\u00fdhody a nev\u00fdhody \u00fav\u011bru.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka od KB \u2013 n\u00edzk\u00fd \u00farok od 4,99 %, flexibiln\u00ed splatnost a jednoduch\u00e9 sjedn\u00e1n\u00ed - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en\/b7c4cb7c-db8c-42b4-8062-4336e798463e\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka od KB \u2013 n\u00edzk\u00fd \u00farok od 4,99 %, flexibiln\u00ed splatnost a jednoduch\u00e9 sjedn\u00e1n\u00ed - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Komer\u010dn\u00ed banka nab\u00edz\u00ed osobn\u00ed p\u016fj\u010dku a\u017e 2 500 000 K\u010d s \u00farokem od 4,99 %. Rychl\u00e1 online \u017e\u00e1dost a mimo\u0159\u00e1dn\u00e9 spl\u00e1tky zdarma. 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