If your business runs a Lipa Na M-PESA Buy Goods till, the M-PESA Taasi Till Loan from Safaricom and Asante lets you borrow from Ksh 100 up to Ksh 200,000 instantly. Merchants with an active till for three months or more qualify. The loans come in three short-term options: 1, 7, and 21 days, giving flexibility to meet cash flow gaps or urgent business needs.

Access fees range from 0.48% to 9.12% depending on the loan period, and penalties or rollover fees may apply for late payments. To keep your credit limit healthy, regular till usage and prompt repayments are encouraged.

How to Apply: Step-by-Step

Getting started with Taasi Till Loan is simple. Here’s a quick guide:

• Dial *234# from your nominated number
• Select M-PESA Business Till and enter your store or till number
• Navigate to Taasi Till Loans, select Access Loans from our Partners
• Choose Asante and accept the terms
• Enter your operator ID and PIN to finish registration
• Follow prompts to request, check limit, or repay

Loan disbursement is immediate into your till once approved.

Main Advantages

The biggest strengths are speed and simplicity. Merchants access funds instantly, which is great for urgent stock payments or to ensure a business stays open during lean days.

Another advantage is the flexible repayment periods, which you can pick as per your cash cycle needs. Limits grow with responsible use.

Potential Drawbacks

You can only have one active loan per store, so if you need to borrow again you must first repay in full, which can limit access during repeated emergencies.

Penalties and rollover fees can also stack up if you delay payments, so it’s important to borrow only as much as you’re confident of repaying on time.

Verdict

Overall, M-PESA Taasi Till Loan is convenient and fast for Lipa Na M-PESA merchants needing a quick cash boost. Review the full fee table and terms before applying and use good repayment habits to keep your till financial profile strong.