{"id":61351,"date":"2026-04-24T15:15:00","date_gmt":"2026-04-24T15:15:00","guid":{"rendered":"https:\/\/wivlox.com\/86f19d5b-c012-42b7-8c02-ccc62cdba2bd\/"},"modified":"2026-04-24T15:15:31","modified_gmt":"2026-04-24T15:15:31","slug":"86f19d5b-c012-42b7-8c02-ccc62cdba2bd","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/86f19d5b-c012-42b7-8c02-ccc62cdba2bd\/","title":{"rendered":"Tarjeta Mastercard Puntos Oriental: 1.99% APR y sin cuota anual primer a\u00f1o"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Oriental Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Aprovecha 1.99% APR en compras y transferencias de saldo por 6 meses, acumula puntos y disfruta de $0 cuota anual el primer a\u00f1o.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/orientalbank.com\/es\/para-ti\/tarjetas-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>Hoy presentamos la tarjeta de cr\u00e9dito Mastercard PUNTOS de Oriental, especialmente dise\u00f1ada para residentes de Puerto Rico. Esta tarjeta destaca por ofrecer una tasa introductoria baja de 1.99% APR en compras y transferencias de saldo durante los primeros seis meses. Luego, la tasa regular puede variar entre 13.20% y 23.20%, dependiendo de tu evaluaci\u00f3n de cr\u00e9dito.<\/p>\n<p>Otro atractivo relevante es que no tendr\u00e1s que pagar cuota anual el primer a\u00f1o. Adem\u00e1s, por cada d\u00f3lar en compras, acumulas un punto que puedes canjear seg\u00fan disponibilidad del programa del banco. Oriental tambi\u00e9n ofrece acceso a protecci\u00f3n de compras, garant\u00edas extendidas y aplicaciones de seguridad como SecurLOCK y la tecnolog\u00eda contactless para pagos f\u00e1ciles y seguros.<\/p>\n<h3>\u00bfC\u00f3mo solicitar la tarjeta Mastercard PUNTOS de Oriental?<\/h3>\n<p>Solicitar la Mastercard PUNTOS es sencillo. Primero, ingresa al portal oficial de Oriental y localiza el \u00e1rea de tarjetas de cr\u00e9dito. Prosigue rellenando los datos personales y financieros requeridos en el formulario de solicitud. Debes cumplir con los requisitos de edad y documentaci\u00f3n legal, como identificaci\u00f3n v\u00e1lida y direcci\u00f3n. Por \u00faltimo, espera la revisi\u00f3n de cr\u00e9dito para recibir la decisi\u00f3n del banco. El proceso es intuitivo y puede hacerse 100% en l\u00ednea.<\/p>\n<h3>Main advantages<\/h3>\n<p>Los beneficios m\u00e1s destacados son la tasa de inter\u00e9s introductoria baja y la ausencia de cuota anual durante el primer a\u00f1o, lo que facilita ahorrar dinero al comienzo. El sistema de acumulaci\u00f3n de puntos por compras diarias es ideal si buscas aprovechar recompensas con tus gastos habituales. Adem\u00e1s, la tecnolog\u00eda contactless y la protecci\u00f3n provista por Mastercard brindan seguridad en cada transacci\u00f3n y mayor tranquilidad a los usuarios.<\/p>\n<h3>Disadvantages to consider<\/h3>\n<p>Es importante considerar que, tras los seis meses iniciales, la tasa de inter\u00e9s puede subir significativamente seg\u00fan tu historial crediticio. Asimismo, los t\u00e9rminos y condiciones pueden incluir cargos por pagos tard\u00edos o transferencias fuera del periodo promocional. Por eso, es fundamental leer el contrato y entender todos los detalles antes de comprometerte con la tarjeta para evitar sorpresas en el futuro.<\/p>\n<h3>Final verdict<\/h3>\n<p>La tarjeta Mastercard PUNTOS de Oriental es una excelente opci\u00f3n para quienes desean iniciar o consolidar cr\u00e9dito, aprovechar una tasa promocional atractiva y ganar recompensas en sus compras. No obstante, es recomendable usar la tarjeta de manera responsable y estar atento a los cambios del APR despu\u00e9s de la promoci\u00f3n. As\u00ed, podr\u00e1s sacarle el mejor provecho y mantener tus finanzas bajo control.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Oriental Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Aprovecha 1.99% APR en compras y transferencias de saldo por 6 meses, acumula puntos y disfruta de $0 cuota anual el primer a\u00f1o.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/orientalbank.com\/es\/para-ti\/tarjetas-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Explora la tarjeta Mastercard PUNTOS Oriental: 1.99% APR por 6 meses, sin cuota anual el primer a\u00f1o y gana puntos por tus compras. Disponible para residentes de Puerto Rico. \u00a1Inf\u00f3rmate aqu\u00ed!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta Mastercard Puntos Oriental: 1.99% APR y sin cuota anual primer a\u00f1o - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/86f19d5b-c012-42b7-8c02-ccc62cdba2bd\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta Mastercard Puntos Oriental: 1.99% APR y sin cuota anual primer a\u00f1o - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Explora la tarjeta Mastercard PUNTOS Oriental: 1.99% APR por 6 meses, sin cuota anual el primer a\u00f1o y gana puntos por tus compras. 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