{"id":61603,"date":"2026-04-24T18:53:00","date_gmt":"2026-04-24T18:53:00","guid":{"rendered":"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/"},"modified":"2026-04-24T18:53:39","modified_gmt":"2026-04-24T18:53:39","slug":"021b360f-acbe-42e3-b3ed-014d1ccf7809","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/","title":{"rendered":"ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">ING Credit Card ofer\u0103 0 comisioane de emitere, p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103 la parteneri \u0219i 3 rate oriunde \u00een lume. Limita de credit ajunge la 75.000 lei.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt website<\/small>\n<\/div>\n<p>ING Credit Card propune un pachet atractiv pentru cump\u0103r\u0103turi, cu zero comision la emitere \u0219i livrare, dar \u0219i o perioad\u0103 de gra\u021bie de p\u00e2n\u0103 la 45 de zile. Dob\u00e2nda anual\u0103 este de 25%, iar limita maxim\u0103 a creditului poate ajunge la 75.000 lei, \u00een acord cu veniturile eligibile. Po\u021bi aplica integral online sau direct \u00eentr-un ING Office, doar cu buletinul, dac\u0103 ai venituri raportate la ANAF.<\/p>\n<h3>Cum aplici pentru ING Credit Card<\/h3>\n<p>Pentru a aplica, descarc\u0103 aplica\u021bia Home\u2019Bank, parcurge pa\u0219ii din meniul Produse &gt; Credite &gt; ING Credit Card \u0219i completeaz\u0103 datele personale. Suplimentar, po\u021bi merge direct \u00eentr-un ING Office cu buletinul, iar dac\u0103 nu e\u0219ti \u00eenc\u0103 client, totul se poate face 100% online prin aplica\u021bie, inclusiv deschiderea contului.<\/p>\n<h3>Avantaje principale<\/h3>\n<p>ING Credit Card puncteaz\u0103 la capitolul flexibilitate, permi\u021b\u00e2nd 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 indiferent unde pl\u0103te\u0219ti dac\u0103 suma dep\u0103\u0219e\u0219te 500 lei. Mai mult, la anumite parteneriate, po\u021bi pl\u0103ti \u00een p\u00e2n\u0103 la 24 rate f\u0103r\u0103 costuri suplimentare. Cashback la cump\u0103r\u0103turi \u0219i acces la oferte speciale din Home\u2019Bank completeaz\u0103 beneficiile.<\/p>\n<h3>Dezavantaje de luat \u00een calcul<\/h3>\n<p>Dob\u00e2nda fix\u0103 de 25% pe an se aplic\u0103 sumelor nerambursate la timp sau utilizate \u00een afara planului de rate. De asemenea, taxa de administrare de 35 lei\/an se va aplica din al doilea an pentru cardul fizic. Pentru retragerile de numerar se aplic\u0103 comision \u0219i nu intr\u0103 \u00een perioada de gra\u021bie.<\/p>\n<h3>Verdictul expertului<\/h3>\n<p>ING Credit Card este o alegere inspirat\u0103 pentru cump\u0103r\u0103turi \u0219i gestionarea inteligent\u0103 a bugetului, datorit\u0103 avantajelor cu adev\u0103rat competitive la capitolul costuri \u0219i rate f\u0103r\u0103 dob\u00e2nd\u0103. Totu\u0219i, fii atent la plata soldului pentru a evita costurile suplimentare asociate ramburs\u0103rii \u00eent\u00e2rziate.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">ING Credit Card ofer\u0103 0 comisioane de emitere, p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103 la parteneri \u0219i 3 rate oriunde \u00een lume. Limita de credit ajunge la 75.000 lei.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre un alt website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Afl\u0103 detalii despre ING Credit Card: f\u0103r\u0103 comisioane de emitere, p\u00e2n\u0103 la 24 rate f\u0103r\u0103 dob\u00e2nd\u0103 la parteneri, 3 rate egale oriunde \u0219i dob\u00e2nd\u0103 anual\u0103 fix\u0103 competitiv\u0103. Vezi avantajele complete.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Afl\u0103 detalii despre ING Credit Card: f\u0103r\u0103 comisioane de emitere, p\u00e2n\u0103 la 24 rate f\u0103r\u0103 dob\u00e2nd\u0103 la parteneri, 3 rate egale oriunde \u0219i dob\u00e2nd\u0103 anual\u0103 fix\u0103 competitiv\u0103. Vezi avantajele complete.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/en_gb\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-24T18:53:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-24T18:53:39+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive\",\"datePublished\":\"2026-04-24T18:53:00+00:00\",\"dateModified\":\"2026-04-24T18:53:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\"},\"wordCount\":397,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\",\"url\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\",\"name\":\"ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-04-24T18:53:00+00:00\",\"dateModified\":\"2026-04-24T18:53:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/021b360f-acbe-42e3-b3ed-014d1ccf7809\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ING Credit Card: Zero Comisioane, Rate F\u0103r\u0103 Dob\u00e2nd\u0103 \u0219i Oferte Exclusive\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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