{"id":64681,"date":"2026-04-29T14:54:00","date_gmt":"2026-04-29T14:54:00","guid":{"rendered":"https:\/\/wivlox.com\/facbb0f9-fff1-4d90-a57a-fafb828cd011\/"},"modified":"2026-04-29T14:54:03","modified_gmt":"2026-04-29T14:54:03","slug":"facbb0f9-fff1-4d90-a57a-fafb828cd011","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/facbb0f9-fff1-4d90-a57a-fafb828cd011\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka KB: n\u00edzk\u00fd \u00farok od 4,99 %, a\u017e 2 500 000 K\u010d, p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010dujeme pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">N\u00edzk\u00fd \u00farok od 4,99 % p.a., p\u016fj\u010dka a\u017e do 2 500 000 K\u010d se splatnost\u00ed a\u017e 8 let. P\u0159ed\u010dasn\u00e9 splacen\u00ed je v\u017edy zdarma.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<h2>P\u0159ehled Osobn\u00ed p\u016fj\u010dky KB<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed v\u00fdhodn\u00fd \u00farok ji\u017e od 4,99 % ro\u010dn\u011b. Maxim\u00e1ln\u00ed \u010d\u00e1stka, kterou lze z\u00edskat, je 2 500 000 K\u010d p\u0159i splatnosti a\u017e 8 let.<\/p>\n<p>Sjedn\u00e1n\u00ed a vyhodnocen\u00ed \u017e\u00e1dosti prob\u00edh\u00e1 online zdarma. Neplat\u00edte za spr\u00e1vu \u00fav\u011bru ani za elektronick\u00e9 v\u00fdpisy.<\/p>\n<p>P\u0159ed\u010dasn\u00e9 splacen\u00ed nebo mimo\u0159\u00e1dn\u00e9 spl\u00e1tky jsou v\u017edy zdarma. V\u00fd\u0161i spl\u00e1tky si m\u016f\u017eete nastavit podle sv\u00fdch mo\u017enost\u00ed.<\/p>\n<p>P\u016fj\u010dku lze vyu\u017e\u00edt opravdu na cokoliv a nen\u00ed pot\u0159eba dokl\u00e1dat konkr\u00e9tn\u00ed \u00fa\u010del vyu\u017eit\u00ed prost\u0159edk\u016f.<\/p>\n<p>Vy\u0159\u00edzen\u00ed je rychl\u00e9, zvl\u00e1dnete jej b\u011bhem n\u011bkolika minut v mobiln\u00ed aplikaci nebo internetov\u00e9m bankovnictv\u00ed.<\/p>\n<h2>Jak po\u017e\u00e1dat o p\u016fj\u010dku krok za krokem<\/h2>\n<ul>\n<li>St\u00e1hn\u011bte si aplikaci KB+ nebo vyu\u017eijte internetov\u00e9 bankovnictv\u00ed.<\/li>\n<li>Vypl\u0148te online \u017e\u00e1dost o p\u016fj\u010dku.<\/li>\n<li>Dolo\u017ete p\u0159\u00edjmy nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed dle pokyn\u016f banky.<\/li>\n<li>Po\u010dkejte na potvrzen\u00ed o schv\u00e1len\u00ed \u017e\u00e1dosti.<\/li>\n<li>Podpis smlouvy elektronicky a rychl\u00e9 \u010derp\u00e1n\u00ed pen\u011bz.<\/li>\n<\/ul>\n<h2>V\u00fdhody Osobn\u00ed p\u016fj\u010dky KB<\/h2>\n<p>Jednou z hlavn\u00edch v\u00fdhod je opravdu n\u00edzk\u00fd \u00farok od 4,99 % p.a., co\u017e pom\u00e1h\u00e1 u\u0161et\u0159it na spl\u00e1tk\u00e1ch. Polovina klient\u016f dos\u00e1hne na \u00farok do 5,9 %.<\/p>\n<p>P\u0159ed\u010dasn\u00e9 splacen\u00ed \u00fav\u011bru je zdarma, tak\u017ee pokud z\u00edsk\u00e1te pen\u00edze nav\u00edc, m\u016f\u017eete bez sankc\u00ed splatit p\u016fj\u010dku kdykoli.<\/p>\n<h2>Nev\u00fdhody Osobn\u00ed p\u016fj\u010dky KB<\/h2>\n<p>P\u0159i sjedn\u00e1n\u00ed p\u016fj\u010dky je \u00fa\u010dtov\u00e1n jednor\u00e1zov\u00fd poplatek za vyhodnocen\u00ed \u017e\u00e1dosti, kter\u00fd \u010din\u00ed 850 K\u010d. To m\u016f\u017ee b\u00fdt nev\u00fdhodou pro n\u011bkter\u00e9 z\u00e1jemce.<\/p>\n<p>Dostupnost p\u016fj\u010dky je podm\u00edn\u011bna veden\u00edm \u00fa\u010dtu v KB a p\u0159edlo\u017een\u00edm doklad\u016f o p\u0159\u00edjmech, co\u017e m\u016f\u017ee n\u011bkter\u00e9 \u017eadatele omezit.<\/p>\n<h2>Verdikt<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka Komer\u010dn\u00ed banky je ide\u00e1ln\u00ed pro ty, kdo hledaj\u00ed vysok\u00e9 \u010d\u00e1stky, n\u00edzk\u00fd \u00farok a flexibiln\u00ed spl\u00e1tkov\u00e9 podm\u00ednky. Nav\u00edc p\u0159ed\u010dasn\u00e9 splacen\u00ed zvy\u0161uje jej\u00ed atraktivitu. Zva\u017ete ji, pokud spl\u0148ujete podm\u00ednky pro schv\u00e1len\u00ed.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010dujeme pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">N\u00edzk\u00fd \u00farok od 4,99 % p.a., p\u016fj\u010dka a\u017e do 2 500 000 K\u010d se splatnost\u00ed a\u017e 8 let. P\u0159ed\u010dasn\u00e9 splacen\u00ed je v\u017edy zdarma.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Osobn\u00ed p\u016fj\u010dka KB: \u00darok ji\u017e od 4,99 %, p\u016fj\u010dka a\u017e 2 500 000 K\u010d, splatnost a\u017e 8 let. P\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma, rychl\u00e9 online vy\u0159\u00edzen\u00ed a flexibiln\u00ed spl\u00e1tky. Na co ji vyu\u017eijete vy?<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka KB: n\u00edzk\u00fd \u00farok od 4,99 %, a\u017e 2 500 000 K\u010d, p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/facbb0f9-fff1-4d90-a57a-fafb828cd011\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka KB: n\u00edzk\u00fd \u00farok od 4,99 %, a\u017e 2 500 000 K\u010d, p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Osobn\u00ed p\u016fj\u010dka KB: \u00darok ji\u017e od 4,99 %, p\u016fj\u010dka a\u017e 2 500 000 K\u010d, splatnost a\u017e 8 let. 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