{"id":66482,"date":"2026-05-01T21:42:00","date_gmt":"2026-05-01T21:42:00","guid":{"rendered":"https:\/\/wivlox.com\/b73fbe69-da37-4a5d-9c1f-3bf81fcaa0f5\/"},"modified":"2026-05-01T21:42:45","modified_gmt":"2026-05-01T21:42:45","slug":"b73fbe69-da37-4a5d-9c1f-3bf81fcaa0f5","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/b73fbe69-da37-4a5d-9c1f-3bf81fcaa0f5\/","title":{"rendered":"Mastercard PUNTOS Oriental: 1.99% APR inicial, $0 cuota y puntos en cada compra"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Oriental Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Comienza con 1.99% APR en compras y transferencias por 6 meses, $0 cuota anual el primer a\u00f1o y gana puntos por cada d\u00f3lar en compras.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.orientalbank.com\/es\/para-ti\/tarjetas-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La tarjeta Mastercard PUNTOS de Oriental Bank destaca por su atractivo 1.99% APR en compras y transferencias de balance por los primeros 6 meses. Posteriormente, la tasa regular var\u00eda entre 13.20% y 23.20%, seg\u00fan el perfil crediticio. Durante el primer a\u00f1o, no pagas cuota anual, y tu l\u00edmite de cr\u00e9dito se determina luego de la evaluaci\u00f3n. Adem\u00e1s, te permite acumular un punto por cada d\u00f3lar en compras.<\/p>\n<h2>Paso a paso para solicitarla<\/h2>\n<ol>\n<li>Accede al portal de tarjetas de Oriental Bank.<\/li>\n<li>Completa la solicitud digital con tus datos personales y evidencia de ingreso.<\/li>\n<li>Adjunta la documentaci\u00f3n requerida para verificaci\u00f3n de identidad.<\/li>\n<li>Espera la evaluaci\u00f3n crediticia y aprobaci\u00f3n.<\/li>\n<li>Recibe la notificaci\u00f3n y tu nueva tarjeta por correo postal.<\/li>\n<\/ol>\n<h2>Main advantages<\/h2>\n<p>Uno de los mayores atractivos de la tarjeta es su baja tasa de inter\u00e9s inicial durante los primeros 6 meses, ideal para quienes desean transferir balances y ahorrar en intereses.<\/p>\n<p>No tienes que pagar cuota anual en el primer a\u00f1o, lo que reduce el costo de mantener la tarjeta y ayuda a poner a prueba sus beneficios.<\/p>\n<p>El sistema de puntos te da la oportunidad de acumular recompensas por todas tus compras, desde las diarias hasta las m\u00e1s grandes.<\/p>\n<p>Opciones tecnol\u00f3gicas de seguridad y pago sin contacto aumentan la comodidad y reducen riesgos al momento de pagar.<\/p>\n<h2>Disadvantages to consider<\/h2>\n<p>Luego del periodo promocional, la APR puede aumentar de manera significativa, as\u00ed que es importante ser puntual en los pagos y evitar balances elevados.<\/p>\n<p>No existe un bono de bienvenida de puntos; la acumulaci\u00f3n es 1 punto por cada d\u00f3lar gastado, lo cual puede competir con otras tarjetas que ofrecen mayor retorno inicial.<\/p>\n<h2>Veredicto<\/h2>\n<p>La Mastercard PUNTOS de Oriental Bank es ideal para quienes buscan una tarjeta accesible para iniciar cr\u00e9dito o consolidar deudas, aprovechar su APR inicial y no pagar cuota en el primer a\u00f1o. Es una opci\u00f3n s\u00f3lida y confiable para residentes en Puerto Rico que desean recompensas sencillas y tecnolog\u00eda de pagos modernos.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Oriental Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Comienza con 1.99% APR en compras y transferencias por 6 meses, $0 cuota anual el primer a\u00f1o y gana puntos por cada d\u00f3lar en compras.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.orientalbank.com\/es\/para-ti\/tarjetas-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Rese\u00f1a imparcial de la Mastercard PUNTOS Oriental con 1.99% APR inicial, $0 anual el primer a\u00f1o y puntos en cada compra. Descubre ventajas, proceso y desventajas.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mastercard PUNTOS Oriental: 1.99% APR inicial, $0 cuota y puntos en cada compra - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/b73fbe69-da37-4a5d-9c1f-3bf81fcaa0f5\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mastercard PUNTOS Oriental: 1.99% APR inicial, $0 cuota y puntos en cada compra - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Rese\u00f1a imparcial de la Mastercard PUNTOS Oriental con 1.99% APR inicial, $0 anual el primer a\u00f1o y puntos en cada compra. 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