{"id":67923,"date":"2026-05-03T10:47:00","date_gmt":"2026-05-03T10:47:00","guid":{"rendered":"https:\/\/wivlox.com\/f23c0138-e2ce-49cd-807e-c46e3f60fefc\/"},"modified":"2026-05-03T10:47:22","modified_gmt":"2026-05-03T10:47:22","slug":"f23c0138-e2ce-49cd-807e-c46e3f60fefc","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/f23c0138-e2ce-49cd-807e-c46e3f60fefc\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o + Sin Cuota"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% cash back el primer a\u00f1o en la categor\u00eda que elijas, m\u00e1s $200 de bonificaci\u00f3n y sin cuota anual. Excelente para empezar tu historial de cr\u00e9dito.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/credit-cards-to-build-credit\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es una alternativa popular para quienes desean ganar recompensas mientras construyen cr\u00e9dito. El gran atractivo es su reembolso de hasta 6% durante el primer a\u00f1o en una categor\u00eda de tu elecci\u00f3n.\n<\/p>\n<p>Esta tarjeta no tiene cuota anual, lo cual la hace atractiva para quienes buscan minimizar costos mientras empiezan su historial crediticio. La APR inicial es de 0% por 15 ciclos de facturaci\u00f3n para compras y transferencias de saldo.<\/p>\n<p>Puedes elegir entre varias categor\u00edas para obtener el m\u00e1ximo comportamiento de cash back: gasolina, compras en l\u00ednea, restaurantes, viajes y m\u00e1s. Adem\u00e1s, con una compra m\u00ednima de $1,000 en los primeros 90 d\u00edas, obtienes una bonificaci\u00f3n de $200.<\/p>\n<p>El l\u00edmite de cr\u00e9dito depender\u00e1 de tu aprobaci\u00f3n y perfil, pero la ausencia de cuota anual la convierte en una opci\u00f3n segura para comenzar a manejar finanzas con responsabilidad.<\/p>\n<p><strong>C\u00f3mo solicitar paso a paso<\/strong><\/p>\n<ol>\n<li>Ingresar a la p\u00e1gina oficial de aplicaciones de Bank of America.<\/li>\n<li>Completar el formulario con tu informaci\u00f3n personal, empleo y datos financieros.<\/li>\n<li>Seleccionar la categor\u00eda de cash back seg\u00fan prefieras.<\/li>\n<li>Revisar los t\u00e9rminos detallados y aceptar.<\/li>\n<li>Enviar la solicitud para evaluaci\u00f3n inmediata.<\/li>\n<\/ol>\n<p><strong>Main advantages<\/strong><\/p>\n<p>Poder ganar hasta 6% cash back en la categor\u00eda que elijas te permite optimizar tus h\u00e1bitos de consumo. No hay cuota anual, as\u00ed que tus ganancias netas no se ven reducidas por cargos escondidos.<\/p>\n<p>La bonificaci\u00f3n de $200 es una excelente bienvenida al mundo del cr\u00e9dito, y la tasa introductoria de 0% APR disminuye la presi\u00f3n financiera los primeros meses.<\/p>\n<p><strong>Desventajas relevantes<\/strong><\/p>\n<p>El m\u00e1ximo de cash back al 6% solo aplica hasta $2,500 en compras combinadas por trimestre; luego el reembolso baja al 1%. No todos ser\u00e1n aprobados, y la APR final puede ser alta (17.49% \u2013 27.49%).<\/p>\n<p>El programa requiere disciplina: si no aprovechas bien la categor\u00eda elegida, puedes no sacarle todo el beneficio a la promoci\u00f3n de cash back.<\/p>\n<p><strong>Final verdict<\/strong><\/p>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es muy competitiva para quienes inician cr\u00e9dito en Puerto Rico o buscan optimizar sus compras. Su flexibilidad y la oferta introductoria la hacen recomendable para consumidores responsables.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% cash back el primer a\u00f1o en la categor\u00eda que elijas, m\u00e1s $200 de bonificaci\u00f3n y sin cuota anual. Excelente para empezar tu historial de cr\u00e9dito.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/credit-cards-to-build-credit\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre la tarjeta Bank of America Customized Cash Rewards, que ofrece hasta 6% cash back el primer a\u00f1o y $200 de bonificaci\u00f3n sin cuota anual. Excelente opci\u00f3n para construir cr\u00e9dito en Puerto Rico.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o + Sin Cuota - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/f23c0138-e2ce-49cd-807e-c46e3f60fefc\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America\u00ae Customized Cash Rewards: 6% Cash Back el Primer A\u00f1o + Sin Cuota - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre la tarjeta Bank of America Customized Cash Rewards, que ofrece hasta 6% cash back el primer a\u00f1o y $200 de bonificaci\u00f3n sin cuota anual. 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