{"id":68622,"date":"2026-05-04T11:41:00","date_gmt":"2026-05-04T11:41:00","guid":{"rendered":"https:\/\/wivlox.com\/a4e4fff5-9590-478c-abf4-ba64029057a2\/"},"modified":"2026-05-04T11:41:51","modified_gmt":"2026-05-04T11:41:51","slug":"a4e4fff5-9590-478c-abf4-ba64029057a2","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/a4e4fff5-9590-478c-abf4-ba64029057a2\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards \u2013 Hasta 6% cash back y flexibilidad en categor\u00edas"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% cash back en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual y opci\u00f3n de cambiar categor\u00eda mensual. Oferta introductoria de $200.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/credit-cards-to-build-credit\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards destaca por ofrecer hasta un <strong>6% de reembolso en efectivo<\/strong> en la categor\u00eda de tu elecci\u00f3n durante el primer a\u00f1o. Viene sin cuota anual y una atractiva bonificaci\u00f3n de $200 tras cumplir el gasto m\u00ednimo, convirti\u00e9ndose en una excelente opci\u00f3n para quienes desean construir cr\u00e9dito y maximizar recompensas.<\/p>\n<p>La tasa APR introductoria es de <strong>0% durante 15 ciclos<\/strong> para compras y transferencias realizadas en los primeros 60 d\u00edas. Luego, var\u00eda entre 17.49% y 27.49% seg\u00fan tu perfil de cr\u00e9dito. Adem\u00e1s, puedes ajustar cada mes la categor\u00eda donde ganas el cash back principal, algo \u00fanico y flexible.<\/p>\n<h3>Paso a paso para solicitar<\/h3>\n<ul>\n<li>Buscar la oferta Bank of America Customized Cash Rewards en l\u00ednea<\/li>\n<li>Llenar el formulario de solicitud con tu informaci\u00f3n b\u00e1sica<\/li>\n<li>Seleccionar la categor\u00eda preferida para cashback<\/li>\n<li>Enviar tu solicitud y esperar aprobaci\u00f3n<\/li>\n<li>Si eres aprobado, recibir\u00e1s la tarjeta en pocos d\u00edas<\/li>\n<\/ul>\n<h3>Main advantages<\/h3>\n<p>El poder elegir y cambiar mensualmente la categor\u00eda de mayor reembolso (gasolina, restaurantes, mejoras al hogar, viajes y m\u00e1s) hace que la tarjeta se adapte a tu estilo de vida y necesidades. Adem\u00e1s, puedes ganar un 6% en la categor\u00eda preferida el primer a\u00f1o, 2% en compras de supermercados y 1% en otros gastos.<\/p>\n<p>Sin cuota anual, la tarjeta ofrece tambi\u00e9n la tranquilidad de una tasa introductoria del 0% para compras y transferencias iniciales. El bono de $200 se obtiene de manera sencilla al alcanzar el gasto requerido en los primeros tres meses.<\/p>\n<h3>Disadvantages to consider<\/h3>\n<p>El porcentaje de reembolso m\u00e1ximo de 6% solo aplica sobre los primeros $2,500 trimestrales en compras combinadas dentro de la categor\u00eda seleccionada y supermercados. Si superas ese monto, las recompensas bajan al 1% en esas compras adicionales.<\/p>\n<p>Tras el primer a\u00f1o, el reembolso principal se reduce al 3%. Adem\u00e1s, personas con cr\u00e9dito limitado podr\u00edan no calificar para la mejor APR o el l\u00edmite de cr\u00e9dito m\u00e1s alto. Se requiere buen manejo financiero previo.<\/p>\n<h3>Final verdict<\/h3>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es recomendada si deseas flexibilidad y recompensas en tu d\u00eda a d\u00eda. Su combinaci\u00f3n de alta devoluci\u00f3n inicial, sin cuota anual y opciones flexibles de categor\u00eda la hace ideal para quienes buscan optimizar cada compra y consolidar su historial crediticio en Puerto Rico.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% cash back en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual y opci\u00f3n de cambiar categor\u00eda mensual. Oferta introductoria de $200.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/credit-cards-to-build-credit\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>La tarjeta Bank of America Customized Cash Rewards te premia con hasta 6% cash back el primer a\u00f1o, sin cuota anual, bono de $200 y opci\u00f3n de cambiar tu categor\u00eda de recompensas mensualmente.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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