{"id":73035,"date":"2026-05-08T14:26:00","date_gmt":"2026-05-08T14:26:00","guid":{"rendered":"https:\/\/wivlox.com\/d111efcd-497c-4db3-bd89-1f6db9e40358\/"},"modified":"2026-05-08T14:26:32","modified_gmt":"2026-05-08T14:26:32","slug":"d111efcd-497c-4db3-bd89-1f6db9e40358","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/d111efcd-497c-4db3-bd89-1f6db9e40358\/","title":{"rendered":"Tarjeta CMR Falabella: Ventajas, Desventajas y C\u00f3mo Postular F\u00e1cilmente"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CMR Falabella<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Acumula puntos, accede a descuentos y aprovecha 0% comisi\u00f3n en compras internacionales con una tasa competitiva y requisitos muy accesibles.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.rankia.cl\/blog\/mejores-tarjetas-credito-debito\/3256375-que-tarjeta-credito-mejor\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La Tarjeta de Cr\u00e9dito CMR Falabella es l\u00edder en el mercado chileno por su sistema de acumulaci\u00f3n de puntos CMR, descuentos frecuentes y 0% de comisi\u00f3n en compras internacionales. El costo mensual es de 0,135 UF y los requisitos de postulaci\u00f3n son flexibles: ingresos m\u00ednimos de $400.000 l\u00edquidos, seis meses de antig\u00fcedad laboral y sin morosidades vigentes. Ofrece una tasa competitiva en compras y permite acceso exclusivo a diversas promociones en comercios asociados.<\/p>\n<h2>Paso a paso para postular<\/h2>\n<ol>\n<li>Completa el formulario de solicitud online en su sitio oficial.<\/li>\n<li>Adjunta la documentaci\u00f3n exigida: carnet vigente, certificado de ingresos y referencias laborales.<\/li>\n<li>Espera la evaluaci\u00f3n crediticia (suele demorar 48 horas h\u00e1biles).<\/li>\n<li>Si es aprobada, recibir\u00e1s un mensaje y coordinar\u00e1s el retiro o despacho de la tarjeta.<\/li>\n<li>Act\u00edvala siguiendo las instrucciones y comienza a usar tu tarjeta CMR Falabella.<\/li>\n<\/ol>\n<h2>Ventajas destacadas<\/h2>\n<p>El principal atractivo es su programa de puntos canjeables por productos y viajes. Adem\u00e1s, no cobra comisi\u00f3n por compras internacionales, ideal para compradores online y viajeros.<\/p>\n<p>La red de comercios asociados asegura descuentos diarios en supermercado, vestuario, farmacias y mucho m\u00e1s. De esta manera puedes maximizar tus ahorros mensualmente.<\/p>\n<h2>Disadvantages to consider<\/h2>\n<p>Uno de los puntos en contra es el costo fijo mensual cuando la tarjeta no es usada regularmente, por lo que debes preocuparte de usarla y canjear tus beneficios.<\/p>\n<p>Adem\u00e1s, los avances en efectivo tienen tasas de inter\u00e9s m\u00e1s altas en comparaci\u00f3n con otras operaciones, por lo cual conviene evitarlos y priorizar compras.<\/p>\n<h2>Final verdict<\/h2>\n<p>La Tarjeta de Cr\u00e9dito CMR Falabella es una excelente alternativa en Chile. Recomendable para quienes usan tarjetas frecuentemente y desean sacar partido de sus beneficios, especialmente en compras y viajes.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CMR Falabella<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Acumula puntos, accede a descuentos y aprovecha 0% comisi\u00f3n en compras internacionales con una tasa competitiva y requisitos muy accesibles.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.rankia.cl\/blog\/mejores-tarjetas-credito-debito\/3256375-que-tarjeta-credito-mejor\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre si la tarjeta CMR Falabella es la mejor opci\u00f3n para ti. Analizamos sus ventajas, el proceso de postulaci\u00f3n, pros, contras y mucho m\u00e1s. Toma una decisi\u00f3n informada.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta CMR Falabella: Ventajas, Desventajas y C\u00f3mo Postular F\u00e1cilmente - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/d111efcd-497c-4db3-bd89-1f6db9e40358\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta CMR Falabella: Ventajas, Desventajas y C\u00f3mo Postular F\u00e1cilmente - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre si la tarjeta CMR Falabella es la mejor opci\u00f3n para ti. 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