{"id":84032,"date":"2026-05-22T15:19:00","date_gmt":"2026-05-22T15:19:00","guid":{"rendered":"https:\/\/wivlox.com\/e6b6905d-d10e-424d-a139-8cfef13d1b4d\/"},"modified":"2026-05-22T15:19:35","modified_gmt":"2026-05-22T15:19:35","slug":"e6b6905d-d10e-424d-a139-8cfef13d1b4d","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/e6b6905d-d10e-424d-a139-8cfef13d1b4d\/","title":{"rendered":"Tarjeta de Cr\u00e9dito Openbank: Sin anualidad, cashback y protecci\u00f3n digital"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Openbank M\u00e9xico<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0% anualidad de por vida, 3% cashback en compras digitales, protecci\u00f3n por Mastercard y control total desde tu app m\u00f3vil. Innovadora y sin condiciones ocultas.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.openbank.mx\/blog\/tarjetas-de-credito-sin-anualidad\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La Tarjeta de Cr\u00e9dito Openbank es una propuesta 100% digital para quienes buscan flexibilidad y control. Destaca por su 0% de anualidad de por vida y la devoluci\u00f3n del 3% en compras digitales, ideal para quienes prefieren hacer pagos y gestiones desde su smartphone. Adem\u00e1s, todas tus compras digitales cuentan con la protecci\u00f3n de Mastercard.<\/p>\n<p>El inter\u00e9s y CAT var\u00eda seg\u00fan aprobaci\u00f3n y elegibilidad. El l\u00edmite de cr\u00e9dito depende del an\u00e1lisis crediticio de Openbank. Para contratarla, necesitas tu INE, comprobar ingresos m\u00ednimos de $7,000 MXN al mes y cumplir los requisitos de elegibilidad del banco.<\/p>\n<h3>\u00bfC\u00f3mo solicitar la Tarjeta Openbank?<\/h3>\n<p>Primero, descarga la app de Openbank o accede a su sitio web y reg\u00edstrate como cliente digital. Luego, abre tu cuenta de d\u00e9bito Open Light y s\u00fabela de nivel a Open +. Ya desde la app, solicita la Tarjeta de Cr\u00e9dito Openbank, elige color y fecha de pago, y espera aprobaci\u00f3n. Podr\u00e1s usar la tarjeta digital de inmediato.<\/p>\n<h3>Main advantages<\/h3>\n<p>Uno de sus grandes beneficios es la ausencia total de anualidad y comisiones ocultas. Otro punto relevante es el 3% de cashback en todas tus compras digitales, d\u00e1ndote un retorno real de tus gastos.<\/p>\n<p>Adem\u00e1s, la personalizaci\u00f3n es un plus; eliges color de la tarjeta y fecha de pago. Todo el control lo tienes desde tu celular con herramientas como Card Control para bloquear o activar tu tarjeta en segundos.<\/p>\n<h3>Disadvantages to consider<\/h3>\n<p>Al ser 100% digital, puede ser menos atractivo para quienes prefieren atenci\u00f3n presencial o no est\u00e1n familiarizados con apps financieras. El requisito de ingresos de $7,000 MXN mensuales puede limitar el acceso a algunos usuarios.<\/p>\n<p>El l\u00edmite de cr\u00e9dito es asignado seg\u00fan perfil y puede no ser alto al inicio. Adem\u00e1s, ciertas promociones pueden variar o modificarse con el tiempo.<\/p>\n<h3>Final verdict<\/h3>\n<p>La Tarjeta de Cr\u00e9dito Openbank sin anualidad es una opci\u00f3n inteligente para perfiles digitales que valoran el cashback y buscan evitar cargos fijos. Su seguridad, respaldo de Grupo Santander y facilidad de manejo desde el celular la posicionan como una excelente alternativa en M\u00e9xico.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Openbank M\u00e9xico<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0% anualidad de por vida, 3% cashback en compras digitales, protecci\u00f3n por Mastercard y control total desde tu app m\u00f3vil. Innovadora y sin condiciones ocultas.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.openbank.mx\/blog\/tarjetas-de-credito-sin-anualidad\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Analizamos la Tarjeta de Cr\u00e9dito Openbank sin anualidad ni comisiones, 3% de cashback y control total desde el celular. Descubre ventajas y puntos a considerar en nuestra rese\u00f1a.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta de Cr\u00e9dito Openbank: Sin anualidad, cashback y protecci\u00f3n digital - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/e6b6905d-d10e-424d-a139-8cfef13d1b4d\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta de Cr\u00e9dito Openbank: Sin anualidad, cashback y protecci\u00f3n digital - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Analizamos la Tarjeta de Cr\u00e9dito Openbank sin anualidad ni comisiones, 3% de cashback y control total desde el celular. 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