{"id":89003,"date":"2026-05-30T18:47:00","date_gmt":"2026-05-30T18:47:00","guid":{"rendered":"https:\/\/wivlox.com\/52f6d58b-57b0-475d-9831-7ac8bb0dbf0d\/"},"modified":"2026-05-30T18:47:56","modified_gmt":"2026-05-30T18:47:56","slug":"52f6d58b-57b0-475d-9831-7ac8bb0dbf0d","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/52f6d58b-57b0-475d-9831-7ac8bb0dbf0d\/","title":{"rendered":"Banco Falabella CMR Mastercard: Acumula puntos y accede a descuentos exclusivos en Chile"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Banco Falabella CMR Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin costo de mantenci\u00f3n por el primer a\u00f1o, tasa de inter\u00e9s competitiva desde 24% anual, con posibilidad de acumular CMR puntos en compras y amplios beneficios en comercios asociados.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.neatpagos.com\/blog\/articulo\/mejores-tarjetas-de-credito\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>La tarjeta de cr\u00e9dito CMR Mastercard del Banco Falabella es una excelente alternativa para quienes buscan acumular puntos en cada compra, acceder a descuentos exclusivos y operar en una red internacional. La tasa de inter\u00e9s referencial parte en torno al 24% anual (seg\u00fan perfil), con un cupo adaptable al ingreso del solicitante y sin cobro por mantenci\u00f3n el primer a\u00f1o. El proceso es 100% digital y la aprobaci\u00f3n r\u00e1pida en muchos casos.<\/p>\n<p>Se destacan los beneficios en tiendas del grupo Falabella y comercios asociados, a lo que se suman seguros, asistencia y promociones peri\u00f3dicas. Si te interesa aprovechar tus consumos, esta tarjeta podr\u00eda facilitar tus compras frecuentes y darte acceso a experiencias adicionales.<\/p>\n<h2>Paso a paso para postular<\/h2>\n<p>Primero, entra al sitio oficial de Banco Falabella y accede a la secci\u00f3n de CMR Mastercard. Luego, completa tus datos personales, de contacto y de renta.<\/p>\n<p>El sistema te solicitar\u00e1 documentaci\u00f3n para validaci\u00f3n de identidad y comprobante de ingresos. Posteriormente, la instituci\u00f3n evaluar\u00e1 tu solicitud.<\/p>\n<p>En algunos casos recibir\u00e1s respuesta inmediata. Al ser aprobada, podr\u00e1s activar tu tarjeta digital para usar online, y recibir\u00e1s la f\u00edsica a domicilio en pocos d\u00edas.<\/p>\n<h2>Razones para elegirla<\/h2>\n<p>Esta tarjeta te permite acumular CMR puntos por cada compra que realices, tanto en Chile como en el extranjero. Adem\u00e1s, gozas de descuentos especiales en productos y servicios Falabella, Sodimac, Tottus y Linio.<\/p>\n<p>No tiene cargo de mantenci\u00f3n el primer a\u00f1o; puedes seguir el detalle de tus gastos y canjes desde la app. Tambi\u00e9n suma convenios y beneficios en m\u00faltiples comercios.<\/p>\n<h2>Algunas desventajas a considerar<\/h2>\n<p>La principal desventaja es que, luego del primer a\u00f1o, se comienza a cobrar una comisi\u00f3n de administraci\u00f3n dependiendo del tipo de producto. La tasa de inter\u00e9s puede ser elevada para algunos perfiles de riesgo, sobre todo en avances en efectivo o pagos fuera del pa\u00eds.<\/p>\n<p>La aprobaci\u00f3n depende del an\u00e1lisis crediticio y no todos los solicitantes pueden acceder al cupo m\u00e1ximo. Las promociones var\u00edan seg\u00fan la temporada y comercios asociados.<\/p>\n<h2>Our verdict<\/h2>\n<p>Banco Falabella CMR Mastercard es una opci\u00f3n atractiva para quienes buscan un mix entre beneficios, descuentos, posibilidad de acumular puntos y flexibilidad digital. Aunque tiene desventajas como el cobro de mantenci\u00f3n del segundo a\u00f1o en adelante y una tasa variable, compensa con amplias alianzas y promociones.<\/p>\n<p>Si tienes buen manejo financiero, buscas recompensas concretas y acceso a experiencias exclusivas, esta tarjeta es de las mejores alternativas para el consumidor chileno moderno.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Banco Falabella CMR Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin costo de mantenci\u00f3n por el primer a\u00f1o, tasa de inter\u00e9s competitiva desde 24% anual, con posibilidad de acumular CMR puntos en compras y amplios beneficios en comercios asociados.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.neatpagos.com\/blog\/articulo\/mejores-tarjetas-de-credito\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Conoce la CMR Mastercard de Banco Falabella, sin costo de mantenci\u00f3n el primer a\u00f1o, tasa competitiva y acumulaci\u00f3n de puntos CMR en compras. Revisa c\u00f3mo postular y pros y contras en Chile<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banco Falabella CMR Mastercard: Acumula puntos y accede a descuentos exclusivos en Chile - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/52f6d58b-57b0-475d-9831-7ac8bb0dbf0d\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banco Falabella CMR Mastercard: Acumula puntos y accede a descuentos exclusivos en Chile - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Conoce la CMR Mastercard de Banco Falabella, sin costo de mantenci\u00f3n el primer a\u00f1o, tasa competitiva y acumulaci\u00f3n de puntos CMR en compras. 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