{"id":90303,"date":"2026-06-01T20:43:00","date_gmt":"2026-06-01T20:43:00","guid":{"rendered":"https:\/\/wivlox.com\/4adde619-e42f-4274-be79-416797153504\/"},"modified":"2026-06-01T20:43:26","modified_gmt":"2026-06-01T20:43:26","slug":"4adde619-e42f-4274-be79-416797153504","status":"publish","type":"post","link":"https:\/\/wivlox.com\/en_gb\/4adde619-e42f-4274-be79-416797153504\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards para estudiantes: 6% reembolso y sin cuota anual"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America\u00ae<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n un 6% de cashback en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual y con tasa introductoria de 0% APR en los primeros 15 ciclos.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/student-credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<h2>Introducci\u00f3n a la tarjeta Bank of America\u00ae Customized Cash Rewards para estudiantes<\/h2>\n<p>La tarjeta para estudiantes de Bank of America\u00ae Customized Cash Rewards es una opci\u00f3n popular en Puerto Rico para quienes desean comenzar a construir cr\u00e9dito con solidez y beneficios tangibles.<\/p>\n<p>Ofrece una tasa introductoria del 0% APR por 15 ciclos de facturaci\u00f3n en compras y transferencias de saldo dentro de los primeros 60 d\u00edas de apertura. Posteriormente, el APR var\u00eda entre 17.49% y 27.49%.<\/p>\n<p>La tarjeta no tiene cuota anual, facilitando la entrada a quienes inician su historial crediticio. Se destaca por su generoso programa de reembolsos y beneficios flexibles.<\/p>\n<p>Adem\u00e1s, permite al usuario seleccionar la categor\u00eda con mayor reembolso, adapt\u00e1ndose al estilo de vida de estudiantes puertorrique\u00f1os, ya sea en gasolina, supermercados, restaurantes o compras en l\u00ednea.<\/p>\n<p>El proceso de aplicaci\u00f3n es sencillo y puedes elegir entre varios dise\u00f1os, incluso una edici\u00f3n especial de la Copa Mundial FIFA 2026\u2122.<\/p>\n<h2>Paso a paso para solicitar la tarjeta<\/h2>\n<p>Primero, verifica que cumples los requisitos: ser mayor de edad y poseer n\u00famero de Seguro Social v\u00e1lido.<\/p>\n<p>Luego ingresa en la p\u00e1gina oficial y selecciona la opci\u00f3n para aplicar a la variante de estudiante de la tarjeta.<\/p>\n<p>Sigue el formulario, completando con tus datos personales, informaci\u00f3n educativa y financiera b\u00e1sica.<\/p>\n<p>Selecciona el dise\u00f1o de la tarjeta e indica tu preferencia de categor\u00eda de reembolso. Adjunta documentos si es requerido.<\/p>\n<p>Finalmente revisa todos los datos y env\u00eda tu solicitud; la respuesta suele ser r\u00e1pida y sin complicaciones.<\/p>\n<h2>Puntos positivos de la tarjeta<\/h2>\n<p>El mayor atractivo es el 6% de cashback en la categor\u00eda seleccionada el primer a\u00f1o, ideal para maximizar recompensas seg\u00fan tus gastos personales.<\/p>\n<p>No cobra cuota anual y ofrece una tasa introductoria baja, lo que reduce los costos iniciales y permite administrar gastos escolares eficientemente.<\/p>\n<h2>Aspectos negativos a considerar<\/h2>\n<p>Tras el primer a\u00f1o, el cashback baja a un 3% en la categor\u00eda principal. Hay un l\u00edmite trimestral para obtener el m\u00e1ximo reembolso.<\/p>\n<p>El APR variable puede ser alto si no pagas la totalidad de tu balance a tiempo, lo que puede impactar tu presupuesto como estudiante.<\/p>\n<h2>Veredicto<\/h2>\n<p>La tarjeta de cr\u00e9dito Bank of America\u00ae Customized Cash Rewards para estudiantes es adecuada para quienes desean iniciar su historial de cr\u00e9dito con grandes recompensas y flexibilidad sin cuotas anuales.<\/p>\n<p>Si buscas una opci\u00f3n adaptada a estudiantes con potencial de ahorro desde el primer a\u00f1o, esta propuesta destaca por su programa de reembolso personalizado y sencillez de solicitud en Puerto Rico.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America\u00ae<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n un 6% de cashback en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual y con tasa introductoria de 0% APR en los primeros 15 ciclos.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/en_gb\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/student-credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Request now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre la Bank of America\u00ae Customized Cash Rewards para estudiantes; 6% cashback el primer a\u00f1o y sin cuota anual. Solic\u00edtala y construye tu cr\u00e9dito en Puerto Rico. Lee ventajas y desventajas aqu\u00ed.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of America\u00ae Customized Cash Rewards para estudiantes: 6% reembolso y sin cuota anual - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/en_gb\/4adde619-e42f-4274-be79-416797153504\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America\u00ae Customized Cash Rewards para estudiantes: 6% reembolso y sin cuota anual - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre la Bank of America\u00ae Customized Cash Rewards para estudiantes; 6% cashback el primer a\u00f1o y sin cuota anual. 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