    {"id":61138,"date":"2026-04-24T11:21:00","date_gmt":"2026-04-24T11:21:00","guid":{"rendered":"https:\/\/wivlox.com\/548b8fe0-3a24-4dc0-9519-39945c2998da\/"},"modified":"2026-04-24T11:21:44","modified_gmt":"2026-04-24T11:21:44","slug":"548b8fe0-3a24-4dc0-9519-39945c2998da","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/548b8fe0-3a24-4dc0-9519-39945c2998da\/","title":{"rendered":"Cart\u00e3o next: anuidade gr\u00e1tis, descontos e benef\u00edcios internacionais"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cart\u00e3o next<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o sem anuidade, aceito no exterior, descontos em parceiros e benef\u00edcios digitais. Limite e aprova\u00e7\u00e3o sob an\u00e1lise. Ideal para seu perfil.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/next.me\/cartoes-next\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<p>O Cart\u00e3o next chega para facilitar sua vida financeira, oferecendo anuidade gr\u00e1tis na vers\u00e3o internacional, descontos exclusivos e aceita\u00e7\u00e3o global gra\u00e7as \u00e0 bandeira Visa. O processo de aprova\u00e7\u00e3o envolve uma an\u00e1lise de cr\u00e9dito, onde o limite \u00e9 definido conforme perfil do usu\u00e1rio.<\/p>\n<p>Na vers\u00e3o Platinum, o cart\u00e3o oferece 5 meses de anuidade gratuita ao abrir a conta; ap\u00f3s, a taxa \u00e9 de R$49 por m\u00eas. Dependendo do seu gasto mensal, esse valor pode ser reduzido at\u00e9 zerar, caso atinja R$2.500 em compras. O programa de pontos Livelo est\u00e1 dispon\u00edvel na op\u00e7\u00e3o Platinum, com 1,5 pontos por d\u00f3lar gasto, podendo ser trocado por viagens e produtos.<\/p>\n<h3>Como solicitar o Cart\u00e3o next<\/h3>\n<ol>\n<li>Baixe o aplicativo next na loja de apps.<\/li>\n<li>Finalize seu cadastro e realize a abertura da conta digital.<\/li>\n<li>Aguarde a an\u00e1lise de cr\u00e9dito autom\u00e1tica.<\/li>\n<li>Se aprovado para cr\u00e9dito, pe\u00e7a o cart\u00e3o pelo app.<\/li>\n<\/ol>\n<h3>Vantagens do Cart\u00e3o next<\/h3>\n<p>O principal benef\u00edcio do cart\u00e3o \u00e9 a anuidade zero na modalidade internacional, ideal para quem busca economia. Al\u00e9m disso, sua aceita\u00e7\u00e3o no exterior e nos principais aplicativos digitais \u00e9 um ponto forte.<\/p>\n<p>Clientes aproveitam descontos especiais em lojas parceiras, promo\u00e7\u00f5es como ingressos de cinema pela metade do pre\u00e7o e mais conforto com pagamentos digitais pelo celular ou smartwatch.<\/p>\n<h3>Desvantagens do Cart\u00e3o next<\/h3>\n<p>No caso do cart\u00e3o Platinum, a partir do sexto m\u00eas \u00e9 cobrada anuidade, apenas isentada com gastos mensais elevados. Isso pode ser um impeditivo para quem gasta pouco.<\/p>\n<p>A aprova\u00e7\u00e3o do cr\u00e9dito depende do perfil e an\u00e1lise do banco, podendo o cliente receber s\u00f3 a fun\u00e7\u00e3o d\u00e9bito inicialmente, sem garantia de cr\u00e9dito imediato.<\/p>\n<h3>Minha opini\u00e3o sobre o Cart\u00e3o next<\/h3>\n<p>O Cart\u00e3o next se destaca entre os digitais por oferecer taxa zero de anuidade no produto b\u00e1sico e praticidade no dia a dia. Para perfis que concentram gastos, a vers\u00e3o Platinum recompensa com pontos e mais benef\u00edcios, embora a exig\u00eancia de uso seja consider\u00e1vel.<\/p>\n<p>Vale considerar para quem prioriza economia e deseja gerenciamento f\u00e1cil via smartphone, por\u00e9m, avalie se o seu perfil de gastos cobre a poss\u00edvel cobran\u00e7a de anuidade e se o limite inicial atende \u00e0s suas necessidades. No geral, uma op\u00e7\u00e3o atraente e moderna.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cart\u00e3o next<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o sem anuidade, aceito no exterior, descontos em parceiros e benef\u00edcios digitais. Limite e aprova\u00e7\u00e3o sob an\u00e1lise. Ideal para seu perfil.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/next.me\/cartoes-next\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubra os detalhes do Cart\u00e3o next! Anuidade gr\u00e1tis, descontos em parceiros e aceita\u00e7\u00e3o internacional. Veja como pedir e as vantagens para seu dia a dia.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o next: anuidade gr\u00e1tis, descontos e benef\u00edcios internacionais - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/548b8fe0-3a24-4dc0-9519-39945c2998da\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o next: anuidade gr\u00e1tis, descontos e benef\u00edcios internacionais - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubra os detalhes do Cart\u00e3o next! 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