{"id":62369,"date":"2026-04-26T01:42:00","date_gmt":"2026-04-26T01:42:00","guid":{"rendered":"https:\/\/wivlox.com\/a232f9a4-90d5-49fe-8be8-a7fc178dccf5\/"},"modified":"2026-04-26T01:42:08","modified_gmt":"2026-04-26T01:42:08","slug":"a232f9a4-90d5-49fe-8be8-a7fc178dccf5","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/a232f9a4-90d5-49fe-8be8-a7fc178dccf5\/","title":{"rendered":"Tarjeta de cr\u00e9dito CMR Falabella: Puntos, descuentos y 0% comisi\u00f3n internacional"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CMR Falabella<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n beneficios exclusivos: 0% de comisi\u00f3n internacional, acumula CMR Puntos en todas tus compras y accede a docenas de descuentos cada semana.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.rankia.cl\/blog\/mejores-tarjetas-credito-debito\/3256375-que-tarjeta-credito-mejor\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>La tarjeta de cr\u00e9dito CMR Falabella se posiciona como una de las m\u00e1s atractivas en Chile. Destaca especialmente por su acumulaci\u00f3n de CMR Puntos por cada compra, adem\u00e1s de ofrecer un costo de mantenci\u00f3n competitivo (0,135 UF mensual). Tambi\u00e9n permite acceso a m\u00e1s de 100 alianzas de descuentos y no cobra comisi\u00f3n por compras en el extranjero, factor clave si viajas o compras en l\u00ednea fuera de Chile.<\/p>\n<h2>Paso a paso para solicitar la CMR Falabella<\/h2>\n<ul>\n<li>Revisa si cumples con los requisitos b\u00e1sicos: ingresos m\u00ednimos de $400.000 l\u00edquidos mensuales y al menos 6 meses de antig\u00fcedad laboral.<\/li>\n<li>Completa tu solicitud online o en sucursales Banco Falabella presentando tu c\u00e9dula y acreditando domicilio y renta.<\/li>\n<li>Banco Falabella evaluar\u00e1 tu comportamiento financiero y aprobar\u00e1 tu cupo inicial 100% online.<\/li>\n<li>Recibe tu tarjeta habilitada para empezar a usarla en comercios f\u00edsicos y online.<\/li>\n<\/ul>\n<h2>Ventajas destacadas de la CMR Falabella<\/h2>\n<p>La principal ventaja es su programa de puntos, que permite canjear por productos, viajes o giftcards en cientos de comercios. Adem\u00e1s, entrega descuentos diarios en restaurantes, salud, educaci\u00f3n y m\u00e1s. Su costo mensual es bajo y la tarjeta puede usarse en el extranjero sin comisi\u00f3n adicional.<\/p>\n<h2>Contras a considerar<\/h2>\n<p>Por otro lado, algunos usuarios mencionan que si el uso mensual es bajo, el cobro de mantenci\u00f3n puede no justificarse. Adem\u00e1s, la aprobaci\u00f3n puede ser m\u00e1s estricta ante antecedentes negativos en el sistema financiero, limitando a perfiles con historial crediticio irregular.<\/p>\n<h2>Verdict final<\/h2>\n<p>La CMR Falabella es una tarjetade cr\u00e9dito muy competitiva para el usuario chileno promedio, especialmente para quienes buscan maximizar descuentos y puntos en compras frecuentes. La recomendamos por sobre otras alternativas del mercado por su flexibilidad y su cobertura de beneficios tanto en Chile como en el extranjero.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CMR Falabella<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n beneficios exclusivos: 0% de comisi\u00f3n internacional, acumula CMR Puntos en todas tus compras y accede a docenas de descuentos cada semana.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.rankia.cl\/blog\/mejores-tarjetas-credito-debito\/3256375-que-tarjeta-credito-mejor\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Explora los beneficios y condiciones de la tarjeta de cr\u00e9dito CMR Falabella. Puntos, descuentos, 0% comisi\u00f3n internacional y flexibilidad para tus compras.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta de cr\u00e9dito CMR Falabella: Puntos, descuentos y 0% comisi\u00f3n internacional - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/a232f9a4-90d5-49fe-8be8-a7fc178dccf5\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta de cr\u00e9dito CMR Falabella: Puntos, descuentos y 0% comisi\u00f3n internacional - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Explora los beneficios y condiciones de la tarjeta de cr\u00e9dito CMR Falabella. 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