{"id":63341,"date":"2026-04-27T17:25:00","date_gmt":"2026-04-27T17:25:00","guid":{"rendered":"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/"},"modified":"2026-04-27T17:25:03","modified_gmt":"2026-04-27T17:25:03","slug":"80ed104c-79aa-4983-a47a-bff4743ba4ee","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/","title":{"rendered":"Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Unipay &#8211; Tarjeta de Cr\u00e9dito<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin requisito de renta m\u00ednima, bajo costo mensual en UF y sin comisi\u00f3n internacional. Accede f\u00e1cilmente y aprovecha compras nacionales con control de gastos.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.comparaonline.cl\/tarjeta-de-credito?categoria-tarjeta-cl=categoria-tradicional&#038;cualidad-tarjeta=mejores-descuentos\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>La Tarjeta de Cr\u00e9dito Unipay es una opci\u00f3n muy atractiva para quienes buscan acceso r\u00e1pido a cr\u00e9dito sin grandes exigencias. No solicita renta m\u00ednima, lo que facilita su obtenci\u00f3n. Adem\u00e1s, el costo mensual es de tan solo UF 0,2, permitiendo ahorrar mes a mes. No tiene comisi\u00f3n internacional y est\u00e1 orientada a compras dentro de Chile. Ideal para quienes empiezan a crear historial crediticio o desean una segunda tarjeta sin tr\u00e1mites complejos.<\/p>\n<h2>C\u00f3mo solicitar la Tarjeta Unipay: Paso a Paso<\/h2>\n<ul>\n<li>Ingresa al formulario de solicitud online.<\/li>\n<li>Completa los datos personales requeridos.<\/li>\n<li>Espera la verificaci\u00f3n y aprobaci\u00f3n de tu solicitud.<\/li>\n<li>Recibe la tarjeta en el domicilio registrado.<\/li>\n<li>Act\u00edvala y comienza a usarla para tus compras nacionales.<\/li>\n<\/ul>\n<h2>Ventajas destacadas de la Tarjeta Unipay<\/h2>\n<p>El proceso de solicitud es \u00e1gil y no requiere informaci\u00f3n de ingresos comprobados, lo que sumado al bajo costo mensual resulta en una tarjeta accesible para muchos.<\/p>\n<p>Otra fortaleza es que no existe comisi\u00f3n por compras internacionales, lo que evita cargos adicionales si la usas fuera del pa\u00eds. Adem\u00e1s, permite controlar tu presupuesto y est\u00e1 bien orientada para quienes priorizan beneficios simples.<\/p>\n<h2>Desventajas de la Tarjeta Unipay<\/h2>\n<p>Un aspecto a considerar es que solo permite compras en el pa\u00eds, lo que limita su uso internacional. Si viajas frecuentemente, puede no ser la mejor opci\u00f3n.<\/p>\n<p>Tampoco cuenta con programas avanzados de puntos o devoluci\u00f3n, enfoc\u00e1ndose solo en compras nacionales tradicionales. Para quienes buscan m\u00e1s beneficios, podr\u00eda quedarse corta.<\/p>\n<h2>Verdict<\/h2>\n<p>La Tarjeta de Cr\u00e9dito Unipay es una alternativa conveniente y sin barreras de entrada para acceder a cr\u00e9dito f\u00e1cilmente. Resulta ideal si buscas sencillez, bajo costo y compras locales sin complicarte. No obstante, si buscas viajar o acumular puntos, podr\u00edas necesitar una tarjeta con mayores beneficios.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Unipay &#8211; Tarjeta de Cr\u00e9dito<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin requisito de renta m\u00ednima, bajo costo mensual en UF y sin comisi\u00f3n internacional. Accede f\u00e1cilmente y aprovecha compras nacionales con control de gastos.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.comparaonline.cl\/tarjeta-de-credito?categoria-tarjeta-cl=categoria-tradicional&#038;cualidad-tarjeta=mejores-descuentos\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre la Tarjeta de Cr\u00e9dito Unipay sin renta m\u00ednima y con bajo costo mensual. Especial para compras nacionales en Chile y f\u00e1cil de solicitar en l\u00ednea.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Descubre la Tarjeta de Cr\u00e9dito Unipay sin renta m\u00ednima y con bajo costo mensual. Especial para compras nacionales en Chile y f\u00e1cil de solicitar en l\u00ednea.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/fr\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-27T17:25:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-27T17:25:03+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales\",\"datePublished\":\"2026-04-27T17:25:00+00:00\",\"dateModified\":\"2026-04-27T17:25:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\"},\"wordCount\":418,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\",\"url\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\",\"name\":\"Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-04-27T17:25:00+00:00\",\"dateModified\":\"2026-04-27T17:25:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/80ed104c-79aa-4983-a47a-bff4743ba4ee\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tarjeta de Cr\u00e9dito Unipay: Sin renta m\u00ednima y comisi\u00f3n internacional, ideal para compras nacionales\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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