    {"id":64821,"date":"2026-04-29T21:14:00","date_gmt":"2026-04-29T21:14:00","guid":{"rendered":"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/"},"modified":"2026-04-29T21:14:13","modified_gmt":"2026-04-29T21:14:13","slug":"84e7600c-1539-4772-8bc0-d6e14b3d8848","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/","title":{"rendered":"Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America\u00ae<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% de devoluci\u00f3n en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual, tasa inicial 0% por 15 ciclos, f\u00e1cil de solicitar y elegir dise\u00f1o.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards es una gran opci\u00f3n si buscas maximizar tus recompensas y evitar cuotas anuales. Puedes obtener hasta un 6% de devoluci\u00f3n en la categor\u00eda que prefieras durante el primer a\u00f1o, como gasolina, compras en l\u00ednea o restaurantes. El l\u00edmite para el cashback es de $2,500 en compras combinadas por trimestre entre la categor\u00eda elegida, supermercados y clubes mayoristas. Adem\u00e1s, todas las dem\u00e1s compras ganan un 1% sin l\u00edmite.<\/p>\n<p>Esta tarjeta presenta una tasa APR 0% introductoria para compras y transferencias de saldo los primeros 15 ciclos de facturaci\u00f3n, luego la tasa cambia entre 17.49% y 27.49% variable. No tiene cuota anual y permite elegir entre dos dise\u00f1os de tarjeta durante el proceso de solicitud.<\/p>\n<h3>Paso a paso para solicitar la tarjeta<\/h3>\n<ul>\n<li>Accede a la p\u00e1gina de solicitud oficial de Bank of America\u00ae.<\/li>\n<li>Completa tus datos personales y financieros.<\/li>\n<li>Elige el dise\u00f1o deseado de tu tarjeta.<\/li>\n<li>Selecciona la categor\u00eda para cashback.<\/li>\n<li>Env\u00eda la solicitud y espera aprobaci\u00f3n.<\/li>\n<\/ul>\n<h3>Principaux avantages<\/h3>\n<p>Destaca el alto porcentaje de devoluci\u00f3n inicial y la flexibilidad para escoger categor\u00edas, lo cual permite adaptar la tarjeta a tus h\u00e1bitos de consumo.<\/p>\n<p>La ausencia de cuota anual es otro punto fuerte, pues permite aprovechar beneficios sin costos fijos.<\/p>\n<h3>Inconv\u00e9nients \u00e0 prendre en compte<\/h3>\n<p>Uno de los puntos menos favorables es el l\u00edmite trimestral de compras que califican para el cashback aumentado, lo cual puede afectar a quienes gastan mucho en varias categor\u00edas.<\/p>\n<p>Despu\u00e9s del primer a\u00f1o, el porcentaje de devoluci\u00f3n se reduce, bajando el atractivo de la oferta inicial.<\/p>\n<h3>Verdict final<\/h3>\n<p>La tarjeta Bank of America\u00ae Customized Cash Rewards ofrece un primer a\u00f1o sobresaliente para quienes buscan recompensas y no quieren pagar cuota anual. Es ideal para quienes pueden planificar sus gastos y maximizar las categor\u00edas seleccionadas. Sin embargo, para quienes buscan altos porcentajes fijos sin l\u00edmites o para quienes gastan mucho en varios rubros, tal vez haya opciones m\u00e1s interesantes a largo plazo.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of America\u00ae<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Obt\u00e9n hasta 6% de devoluci\u00f3n en la categor\u00eda que elijas el primer a\u00f1o, sin cuota anual, tasa inicial 0% por 15 ciclos, f\u00e1cil de solicitar y elegir dise\u00f1o.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.bankofamerica.com\/credit-cards\/es\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Aprovecha 6% de cashback con la Bank of America Customized Cash Rewards. Sin cuota anual, APR introductoria de 0% y dise\u00f1o personalizable para ti en Puerto Rico. Solic\u00edtala f\u00e1cil y r\u00e1pido.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Aprovecha 6% de cashback con la Bank of America Customized Cash Rewards. Sin cuota anual, APR introductoria de 0% y dise\u00f1o personalizable para ti en Puerto Rico. Solic\u00edtala f\u00e1cil y r\u00e1pido.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/fr\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-29T21:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-29T21:14:13+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual\",\"datePublished\":\"2026-04-29T21:14:00+00:00\",\"dateModified\":\"2026-04-29T21:14:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\"},\"wordCount\":447,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\",\"url\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\",\"name\":\"Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-04-29T21:14:00+00:00\",\"dateModified\":\"2026-04-29T21:14:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/84e7600c-1539-4772-8bc0-d6e14b3d8848\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank of America\u00ae Customized Cash Rewards: 6% Cashback el Primer A\u00f1o, Sin Cuota Anual\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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