{"id":67291,"date":"2026-05-02T15:40:00","date_gmt":"2026-05-02T15:40:00","guid":{"rendered":"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/"},"modified":"2026-05-02T15:40:19","modified_gmt":"2026-05-02T15:40:19","slug":"2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">P\u016fj\u010dte si a\u017e 2 500 000 K\u010d s \u00farokem ji\u017e od 4,99 % p. a., splatnost\u00ed a\u017e 8 let. Schv\u00e1len\u00ed online, mo\u017enost bezplatn\u00e9ho p\u0159ed\u010dasn\u00e9ho splacen\u00ed a nastaven\u00ed spl\u00e1tek podle va\u0161ich pot\u0159eb.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed jednu z nejlep\u0161\u00edch sazeb na trhu, za\u010d\u00ednaj\u00edc\u00ed ji\u017e na 4,99 % p.a. V\u00fd\u0161e p\u016fj\u010dky se pohybuje a\u017e do 2 500 000 K\u010d, p\u0159i\u010dem\u017e dobu splatnosti lze nastavit od 3 m\u011bs\u00edc\u016f do 8 let. Schv\u00e1len\u00ed \u017e\u00e1dosti prob\u00edh\u00e1 online zdarma a sami si zvol\u00edte v\u00fd\u0161i spl\u00e1tek dle sv\u00fdch mo\u017enost\u00ed. KB umo\u017e\u0148uje jak \u0159\u00e1dn\u00e9, tak p\u0159ed\u010dasn\u00e9 splacen\u00ed bez poplatk\u016f.<\/p>\n<h3>Kroky k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky u Komer\u010dn\u00ed banky<\/h3>\n<p>1. Vypl\u0148te online \u017e\u00e1dost na webu Komer\u010dn\u00ed banky.<\/p>\n<p>2. P\u0159ipravte si doklady o p\u0159\u00edjmu nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.<\/p>\n<p>3. Po schv\u00e1len\u00ed nab\u00eddky p\u0159ehledn\u011b zkontrolujete podm\u00ednky \u00fav\u011bru.<\/p>\n<p>4. P\u0159i schv\u00e1len\u00ed uzav\u0159ete smlouvu jednodu\u0161e online.<\/p>\n<p>5. Pen\u00edze jsou p\u0159evedeny na v\u00e1\u0161 \u00fa\u010det obvykle b\u011bhem n\u011bkolika hodin.<\/p>\n<h3>Hlavn\u00ed v\u00fdhody p\u016fj\u010dky<\/h3>\n<p>P\u0159edev\u0161\u00edm n\u00edzk\u00e1 \u00farokov\u00e1 sazba od 4,99 % p.a., kterou dos\u00e1hne v\u00edce ne\u017e polovina klient\u016f s \u00fav\u011brem od 250 000 K\u010d. Dal\u0161\u00edm pozitivem je maxim\u00e1ln\u00ed flexibilita spl\u00e1tek.<\/p>\n<p>Klienti si mohou nastavit d\u00e9lku splatnosti a m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku podle sv\u00fdch mo\u017enost\u00ed. Ocenit lze i mo\u017enost mimo\u0159\u00e1dn\u00fdch spl\u00e1tek a p\u0159ed\u010dasn\u00e9ho splacen\u00ed p\u016fj\u010dky zcela zdarma.<\/p>\n<h3>Mo\u017en\u00e9 nev\u00fdhody<\/h3>\n<p>P\u016fj\u010dka je dostupn\u00e1 pouze pro osoby s \u00fa\u010dtem u KB a minim\u00e1ln\u00edm p\u0159\u00edjmem pro dolo\u017een\u00ed \u00fav\u011bruschopnosti. Nov\u00ed klienti mus\u00ed po\u010d\u00edtat s poplatkem za zpracov\u00e1n\u00ed \u017e\u00e1dosti ve v\u00fd\u0161i 850 K\u010d.<\/p>\n<p>Striktn\u00ed scoring znamen\u00e1, \u017ee ne ka\u017ed\u00fd \u017eadatel na nejni\u017e\u0161\u00ed \u00farokovou sazbu dos\u00e1hne. P\u0159\u00edsn\u011bj\u0161\u00ed podm\u00ednky se t\u00fdkaj\u00ed tak\u00e9 dolo\u017een\u00ed p\u0159\u00edjmu a bonity klienta.<\/p>\n<h3>Na\u0161e recenze a z\u00e1v\u011bre\u010dn\u00e9 hodnocen\u00ed<\/h3>\n<p>Komer\u010dn\u00ed banka p\u0159in\u00e1\u0161\u00ed f\u00e9rovou p\u016fj\u010dku pro \u0161irok\u00e9 spektrum \u017eadatel\u016f s transparentn\u00edmi poplatky i podm\u00ednkami. Oce\u0148ujeme v\u00fdhodn\u00fd \u00farok a mo\u017enost digit\u00e1ln\u00edho sjedn\u00e1n\u00ed.<\/p>\n<p>Pokud spl\u0148ujete podm\u00ednky banky a hled\u00e1te p\u016fj\u010dku s variabiln\u00edmi spl\u00e1tkami \u010di mo\u017enost\u00ed bezplatn\u00e9ho splacen\u00ed kdykoliv, m\u016f\u017ee b\u00fdt nab\u00eddka KB velmi atraktivn\u00ed volbou.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">P\u016fj\u010dte si a\u017e 2 500 000 K\u010d s \u00farokem ji\u017e od 4,99 % p. a., splatnost\u00ed a\u017e 8 let. Schv\u00e1len\u00ed online, mo\u017enost bezplatn\u00e9ho p\u0159ed\u010dasn\u00e9ho splacen\u00ed a nastaven\u00ed spl\u00e1tek podle va\u0161ich pot\u0159eb.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Osobn\u00ed p\u016fj\u010dka od KB a\u017e do 2 500 000 K\u010d, \u00farok ji\u017e od 4,99 % a spl\u00e1cen\u00ed na m\u00edru. Vy\u0159\u00edzen\u00ed online, p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma a f\u00e9rov\u00fd postup bez skryt\u00fdch poplatk\u016f.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Osobn\u00ed p\u016fj\u010dka od KB a\u017e do 2 500 000 K\u010d, \u00farok ji\u017e od 4,99 % a spl\u00e1cen\u00ed na m\u00edru. Vy\u0159\u00edzen\u00ed online, p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma a f\u00e9rov\u00fd postup bez skryt\u00fdch poplatk\u016f.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wivlox.com\/fr\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\" \/>\n<meta property=\"og:site_name\" content=\"wivlox.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-02T15:40:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-02T15:40:19+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma\",\"datePublished\":\"2026-05-02T15:40:00+00:00\",\"dateModified\":\"2026-05-02T15:40:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\"},\"wordCount\":505,\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\",\"url\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\",\"name\":\"Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma - wivlox.com\",\"isPartOf\":{\"@id\":\"https:\/\/wivlox.com\/#website\"},\"datePublished\":\"2026-05-02T15:40:00+00:00\",\"dateModified\":\"2026-05-02T15:40:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wivlox.com\/2b9da0cf-5129-44aa-a5b9-1c8b22e9a4aa\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wivlox.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Osobn\u00ed p\u016fj\u010dka KB: \u00darok u\u017e od 4,99 %, spl\u00e1tky na m\u00edru a p\u0159ed\u010dasn\u00e9 splacen\u00ed zdarma\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wivlox.com\/#website\",\"url\":\"https:\/\/wivlox.com\/\",\"name\":\"wivlox.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/wivlox.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wivlox.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/wivlox.com\/#organization\",\"name\":\"wivlox.com\",\"url\":\"https:\/\/wivlox.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"contentUrl\":\"https:\/\/wivlox.com\/wp-content\/uploads\/sites\/660\/2025\/11\/Wivlox-Logo.png\",\"width\":500,\"height\":500,\"caption\":\"wivlox.com\"},\"image\":{\"@id\":\"https:\/\/wivlox.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/wivlox.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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