    {"id":74159,"date":"2026-05-10T14:18:00","date_gmt":"2026-05-10T14:18:00","guid":{"rendered":"https:\/\/wivlox.com\/bc673b41-7342-4b48-a19b-e9510292b1ee\/"},"modified":"2026-05-10T14:18:12","modified_gmt":"2026-05-10T14:18:12","slug":"bc673b41-7342-4b48-a19b-e9510292b1ee","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/bc673b41-7342-4b48-a19b-e9510292b1ee\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka od KB \u2013 Sazba od 4,99 %, rychl\u00e9 online vy\u0159\u00edzen\u00ed a a\u017e 2 500 000 K\u010d"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">P\u016fj\u010dka s \u00farokem od 4,99 % ro\u010dn\u011b, mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d a rychl\u00fdm online schv\u00e1len\u00edm bez poplatku za spr\u00e1vu.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<h2>P\u0159edstaven\u00ed Osobn\u00ed p\u016fj\u010dky KB<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky p\u0159in\u00e1\u0161\u00ed sazby u\u017e od 4,99 % ro\u010dn\u011b. Lze ji vyu\u017e\u00edt na jak\u00fdkoli \u00fa\u010del, co\u017e poskytuje velkou flexibilitu pro r\u016fzn\u00e9 pot\u0159eby. Maxim\u00e1ln\u00ed \u010d\u00e1stka \u010din\u00ed a\u017e 2 500 000 K\u010d a splatnost lze nastavit a\u017e na 8 let, minim\u00e1ln\u011b 3 m\u011bs\u00edce. Vy\u0159\u00edzen\u00ed \u017e\u00e1dosti je zdarma, stejn\u011b tak p\u0159ed\u010dasn\u00e9 splacen\u00ed. V\u0161echny kroky jsou dostupn\u00e9 online, stejn\u011b jako individu\u00e1ln\u00ed nastaven\u00ed v\u00fd\u0161e spl\u00e1tek.<\/p>\n<h2>Jak postupovat p\u0159i \u017e\u00e1dosti<\/h2>\n<p>Pro z\u00edsk\u00e1n\u00ed Osobn\u00ed p\u016fj\u010dky u KB mus\u00ed \u017eadatel vlastnit \u00fa\u010det v t\u00e9to bance a b\u00fdt ob\u010danem \u010cR, p\u0159\u00edpadn\u011b m\u00edt trval\u00fd pobyt. Samotn\u00e1 \u017e\u00e1dost prob\u00edh\u00e1 online v internetov\u00e9m nebo mobiln\u00edm bankovnictv\u00ed KB+. Je pot\u0159eba dolo\u017eit p\u0159\u00edjem nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Po schv\u00e1len\u00ed jsou pen\u00edze zasl\u00e1ny na \u00fa\u010det. Sch\u016fzka na pobo\u010dce je voliteln\u00e1, v\u0161e zvl\u00e1dnete i digit\u00e1ln\u011b.<\/p>\n<h2>V\u00fdhody, kter\u00e9 stoj\u00ed za zm\u00ednku<\/h2>\n<p>Velkou v\u00fdhodou je mo\u017enost p\u016fj\u010dit si na cokoli, od rekonstrukce po vybaven\u00ed dom\u00e1cnosti, bez nutnosti dokl\u00e1dat \u00fa\u010del. Oce\u0148ujeme i individu\u00e1ln\u00ed nastaven\u00ed v\u00fd\u0161e spl\u00e1tek a flexibiln\u00ed dobu splatnosti. Sazba pod 5 % je na trhu velmi atraktivn\u00ed, co\u017e potvrzuje v\u00edce ne\u017e polovina klient\u016f banky.<\/p>\n<h2>Na co si d\u00e1t pozor?<\/h2>\n<p>Jednor\u00e1zov\u00fd poplatek za posouzen\u00ed \u017e\u00e1dosti je 850 K\u010d. Podm\u00ednkou z\u00edsk\u00e1n\u00ed p\u016fj\u010dky je veden\u00ed \u00fa\u010dtu v KB, co\u017e ale v\u011bt\u0161ina \u017eadatel\u016f spln\u00ed. Sazba od 4,99 % nen\u00ed garantovan\u00e1 pro ka\u017ed\u00e9ho a fin\u00e1ln\u00ed podm\u00ednky z\u00e1vis\u00ed na \u00fav\u011brov\u00e9 historii. Ni\u017e\u0161\u00ed \u010d\u00e1stky mohou m\u00edt vy\u0161\u0161\u00ed \u00farok.<\/p>\n<h2>Verdikt<\/h2>\n<p>Osobn\u00ed p\u016fj\u010dka od KB nab\u00edz\u00ed v\u00fdhodn\u00e9 podm\u00ednky, rychl\u00e9 sjedn\u00e1n\u00ed i vysok\u00fd \u00fav\u011brov\u00fd limit. Vzhledem ke konkurenceschopn\u00e9 sazb\u011b a f\u00e9rov\u00fdm podm\u00ednk\u00e1m ji lze doporu\u010dit ka\u017ed\u00e9mu, kdo pot\u0159ebuje rychl\u00e9 a spolehliv\u00e9 financov\u00e1n\u00ed.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">P\u016fj\u010dka s \u00farokem od 4,99 % ro\u010dn\u011b, mo\u017enost\u00ed z\u00edskat a\u017e 2 500 000 K\u010d a rychl\u00fdm online schv\u00e1len\u00edm bez poplatku za spr\u00e1vu.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed sazbu od 4,99 %, rychl\u00e9 online vy\u0159\u00edzen\u00ed a mo\u017enost p\u016fj\u010dky a\u017e 2 500 000 K\u010d na cokoli. Z\u00edskejte finance rychle a jednodu\u0161e.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka od KB \u2013 Sazba od 4,99 %, rychl\u00e9 online vy\u0159\u00edzen\u00ed a a\u017e 2 500 000 K\u010d - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/bc673b41-7342-4b48-a19b-e9510292b1ee\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka od KB \u2013 Sazba od 4,99 %, rychl\u00e9 online vy\u0159\u00edzen\u00ed a a\u017e 2 500 000 K\u010d - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky nab\u00edz\u00ed sazbu od 4,99 %, rychl\u00e9 online vy\u0159\u00edzen\u00ed a mo\u017enost p\u016fj\u010dky a\u017e 2 500 000 K\u010d na cokoli. 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