{"id":75763,"date":"2026-05-12T18:12:00","date_gmt":"2026-05-12T18:12:00","guid":{"rendered":"https:\/\/wivlox.com\/a77e70dc-3587-4661-baa4-5b4506be0cba\/"},"modified":"2026-05-12T18:12:26","modified_gmt":"2026-05-12T18:12:26","slug":"a77e70dc-3587-4661-baa4-5b4506be0cba","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/a77e70dc-3587-4661-baa4-5b4506be0cba\/","title":{"rendered":"Standard Chartered CashOne Personal Loan: Low Rates, High Cashback, Instant Approval"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Standard Chartered<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy personal loan rates from just 1% p.a. flat (EIR from 1.94% p.a.), up to 3% cashback and instant approval\u2014ideal for flexible cash needs in Singapore.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.sc.com\/sg\/borrow\/loans\/cashone\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>The Standard Chartered CashOne Personal Loan offers attractive features for borrowers in Singapore. With flat interest rates starting from just 1% per annum (EIR as low as 1.94%), applicants benefit from some of the lowest personal loan rates available. New applicants can receive up to 3% cashback, with a cap of S$7,500 credited directly into a Standard Chartered account. The loan amount ranges between S$1,000 and S$250,000, and repayment periods range from 1 to 5 years, allowing for flexibility to suit various financial needs. Instant loan approval and fast disbursement to any bank account make this loan an appealing option for those needing urgent funds without unnecessary delays.<\/p>\n<h2>How to Apply: Step-by-Step<\/h2>\n<ul>\n<li>Check your eligibility (age 21+, minimum annual income of S$30,000 for locals or S$90,000 for foreigners)<\/li>\n<li>Choose your desired loan amount and tenure<\/li>\n<li>Complete the digital application, preferably with MyInfo for hassle-free processing<\/li>\n<li>Existing Standard Chartered cardholders may not need to submit documents<\/li>\n<li>Await instant approval and choose your desired bank account for disbursement<\/li>\n<\/ul>\n<h2>Pros of CashOne Personal Loan<\/h2>\n<p>One of the biggest benefits is the low promotional interest rate, which can lower your borrowing costs substantially compared to many other personal loans in Singapore.<\/p>\n<p>The cashback offer, especially up to 3% for approved loan amounts over S$70,000, provides significant extra value. Coupled with instant approval and quick funding, the experience is seamless and efficient for borrowers.<\/p>\n<h2>Cons to Consider<\/h2>\n<p>There is an upfront annual fee of S$199 deducted from your approved loan amount, which slightly reduces your net funds received at the start.<\/p>\n<p>Applicants without an existing Standard Chartered deposit account will need to open one to receive cashback, adding a small additional step for some borrowers.<\/p>\n<h2>Verdict<\/h2>\n<p>Standard Chartered&#8217;s CashOne Personal Loan stands out for its competitive rates, high cashback, and instant approval, making it a top choice for borrowers who value speed and savings. However, the upfront fee and account requirements should be factored into your decision. Overall, the combination of efficiency, flexibility, and genuine savings make this a strong contender among personal loan products in Singapore.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Standard Chartered<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy personal loan rates from just 1% p.a. flat (EIR from 1.94% p.a.), up to 3% cashback and instant approval\u2014ideal for flexible cash needs in Singapore.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.sc.com\/sg\/borrow\/loans\/cashone\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Compare the CashOne Personal Loan by Standard Chartered. Enjoy flat rates from 1% per year, up to 3% cashback and instant approval for loans in Singapore. Learn more inside.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Standard Chartered CashOne Personal Loan: Low Rates, High Cashback, Instant Approval - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/a77e70dc-3587-4661-baa4-5b4506be0cba\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Standard Chartered CashOne Personal Loan: Low Rates, High Cashback, Instant Approval - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Compare the CashOne Personal Loan by Standard Chartered. 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