{"id":88639,"date":"2026-05-30T12:08:00","date_gmt":"2026-05-30T12:08:00","guid":{"rendered":"https:\/\/wivlox.com\/663919b7-e982-4cc5-946b-81e9e3016d03\/"},"modified":"2026-05-30T12:08:11","modified_gmt":"2026-05-30T12:08:11","slug":"663919b7-e982-4cc5-946b-81e9e3016d03","status":"publish","type":"post","link":"https:\/\/wivlox.com\/fr\/663919b7-e982-4cc5-946b-81e9e3016d03\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka KB: N\u00edzk\u00fd \u00farok od 4,99 % p. a., schv\u00e1len\u00ed online, a\u017e 2 500 000 K\u010d"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka \u2013 Osobn\u00ed p\u016fj\u010dka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">\u00dav\u011br od 4,99 % p. a., schv\u00e1len\u00ed online zdarma, a\u017e 2 500 000 K\u010d, bez poplatku za p\u0159ed\u010dasn\u00e9 splacen\u00ed a nastaviteln\u00e1 v\u00fd\u0161e spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky (KB) vynik\u00e1 p\u0159edev\u0161\u00edm n\u00edzkou \u00farokovou sazbou u\u017e od 4,99 % p. a. P\u016fj\u010dku lze sjednat na \u010d\u00e1stku a\u017e 2 500 000 K\u010d s mo\u017enost\u00ed nastavit si d\u00e9lku spl\u00e1cen\u00ed a\u017e na 8 let. Proces \u017e\u00e1dosti prob\u00edh\u00e1 pln\u011b online a vyhodnocen\u00ed je zdarma. Schv\u00e1len\u00ed b\u00fdv\u00e1 rychl\u00e9, co\u017e je velk\u00e1 v\u00fdhoda pro z\u00e1jemce o finan\u010dn\u00ed prost\u0159edky na cokoliv.<\/p>\n<h3>Jak podat \u017e\u00e1dost o osobn\u00ed p\u016fj\u010dku KB \u2013 krok za krokem<\/h3>\n<p>1. P\u0159ipravte si ob\u010dansk\u00fd pr\u016fkaz a doklad o p\u0159\u00edjmu nebo da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.<\/p>\n<p>2. Vstupte do sv\u00e9ho internetov\u00e9ho bankovnictv\u00ed nebo mobiln\u00ed aplikace KB+.<\/p>\n<p>3. Vyberte produkt \u201eOsobn\u00ed p\u016fj\u010dka\u201c a zadejte po\u017eadovanou v\u00fd\u0161i i d\u00e9lku spl\u00e1cen\u00ed.<\/p>\n<p>4. Po odesl\u00e1n\u00ed \u017e\u00e1dosti prob\u011bhne vyhodnocen\u00ed online zdarma.<\/p>\n<p>5. Po potvrzen\u00ed podm\u00ednek dojde k podpisu smlouvy a uvoln\u011bn\u00ed finan\u010dn\u00edch prost\u0159edk\u016f.<\/p>\n<h3>Hlavn\u00ed v\u00fdhody p\u016fj\u010dky KB<\/h3>\n<p>Jednou z hlavn\u00edch v\u00fdhod je mo\u017enost nastavit si spl\u00e1tky a d\u00e9lku spl\u00e1cen\u00ed dle sv\u00fdch mo\u017enost\u00ed. \u017dadatel\u00e9 ocen\u00ed tak\u00e9 rychl\u00e9 online vy\u0159\u00edzen\u00ed a minimum poplatk\u016f. P\u0159ed\u010dasn\u00e9 splacen\u00ed a mimo\u0159\u00e1dn\u00e9 spl\u00e1tky jsou v\u017edy zdarma, co\u017e umo\u017e\u0148uje lep\u0161\u00ed kontrolu nad celkov\u00fdmi n\u00e1klady p\u016fj\u010dky.<\/p>\n<h3>Co by mohlo b\u00fdt lep\u0161\u00ed<\/h3>\n<p>Pro \u017eadatele, kte\u0159\u00ed nemaj\u00ed \u00fa\u010det v KB nebo nemohou dolo\u017eit pravideln\u00fd p\u0159\u00edjem, m\u016f\u017ee b\u00fdt proces \u017e\u00e1dosti obt\u00ed\u017en\u011bj\u0161\u00ed. Tak\u00e9 jednor\u00e1zov\u00fd poplatek za vyhodnocen\u00ed \u017e\u00e1dosti (850 K\u010d) m\u016f\u017ee n\u011bkter\u00e9 klienty p\u0159ekvapit, i kdy\u017e je pak spr\u00e1va \u00fav\u011bru ji\u017e zdarma.<\/p>\n<h3>Verdikt: Stoj\u00ed osobn\u00ed p\u016fj\u010dka KB za to?<\/h3>\n<p>Osobn\u00ed p\u016fj\u010dka od Komer\u010dn\u00ed banky zaujme n\u00edzk\u00fdmi sazbami i transparentn\u00edmi podm\u00ednkami. Pokud spl\u0148ujete po\u017eadavky na dolo\u017een\u00ed p\u0159\u00edjmu a m\u00e1te \u00fa\u010det v KB, jedn\u00e1 se o velmi solidn\u00ed produkt bez skryt\u00fdch poplatk\u016f a s flexibilitou spl\u00e1cen\u00ed, kter\u00fd stoj\u00ed za zv\u00e1\u017een\u00ed.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Doporu\u010deno pro v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Komer\u010dn\u00ed banka \u2013 Osobn\u00ed p\u016fj\u010dka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">\u00dav\u011br od 4,99 % p. a., schv\u00e1len\u00ed online zdarma, a\u017e 2 500 000 K\u010d, bez poplatku za p\u0159ed\u010dasn\u00e9 splacen\u00ed a nastaviteln\u00e1 v\u00fd\u0161e spl\u00e1tky.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/wivlox.com\/fr\/redirect\/?https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/osobni-pujcka\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Za\u017e\u00e1dat nyn\u00ed<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Recenze osobn\u00ed p\u016fj\u010dky KB \u2013 \u00farok od 4,99 %, a\u017e 2 500 000 K\u010d na cokoliv a sjedn\u00e1n\u00ed zcela online bez poplatk\u016f za p\u0159ed\u010dasn\u00e9 splacen\u00ed. Pod\u00edvejte se, jak ji z\u00edskat.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Osobn\u00ed p\u016fj\u010dka KB: N\u00edzk\u00fd \u00farok od 4,99 % p. a., schv\u00e1len\u00ed online, a\u017e 2 500 000 K\u010d - wivlox.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wivlox.com\/fr\/663919b7-e982-4cc5-946b-81e9e3016d03\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osobn\u00ed p\u016fj\u010dka KB: N\u00edzk\u00fd \u00farok od 4,99 % p. a., schv\u00e1len\u00ed online, a\u017e 2 500 000 K\u010d - wivlox.com\" \/>\n<meta property=\"og:description\" content=\"Recenze osobn\u00ed p\u016fj\u010dky KB \u2013 \u00farok od 4,99 %, a\u017e 2 500 000 K\u010d na cokoliv a sjedn\u00e1n\u00ed zcela online bez poplatk\u016f za p\u0159ed\u010dasn\u00e9 splacen\u00ed. 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